RefiLoop Lender Data

IN lenders / Community Bank

Horizon Bank

Community Bank · Michigan City, IN · Horizon Bcorp Inc

Total assets
$6.5B
CRE loan book
$2.4B
CRE concentration
243%
below the 300% supervisory guideline
QoQ CRE growth
1.3%
Q1 2026

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 4.85% as of Q1 2026 — TX bank median 4.87% (0.01pp below median).

QuarterRE loan yieldAll loans & leases
Q1 20264.85%6.15%
Q4 20255.13%6.36%
Q3 20255.26%6.49%
Q2 20255.59%6.35%
Q1 20255.41%6.06%
Q4 20245.59%6.32%
Q3 20246.07%6.27%
Q2 20245.26%6.09%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$2.4B$228.2M$420.1M243%$6.5M
Q4 2025$2.4B$211.9M$433.5M247%$6.3M
Q3 2025$2.3B$318.5M$394.3M250%$6.1M
Q2 2025$2.2B$336.3M$359.7M213%$5.1M
Q1 2025$2.2B$310.1M$362.0M213%$5.4M
Q4 2024$2.1B$291.4M$347.1M210%$3.3M
Q3 2024$2.0B$288.3M$332.6M197%$4.8M
Q2 2024$2.0B$322.1M$306.2M196%$3.5M

Signals

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.