OK lenders / Community Bank
The First State Bank
Community Bank · Boise City, OK
- Total assets
- $153.9M
- CRE loan book
- $5.8M
- QoQ CRE growth
- -4.6%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.86% as of Q1 2026 — TX bank median 4.87% (1.99pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.86% | 6.93% |
| Q4 2025 | 7.27% | 7.49% |
| Q3 2025 | 7.55% | 7.68% |
| Q2 2025 | 7.44% | 7.58% |
| Q1 2025 | 8.34% | 7.95% |
| Q4 2024 | 8.17% | 7.93% |
| Q3 2024 | 7.45% | 7.81% |
| Q2 2024 | 7.52% | 7.90% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $5.8M | $0 | $0 | 42% | $0 |
| Q4 2025 | $6.1M | $224,000 | $0 | 43% | $0 |
| Q3 2025 | $5.7M | $224,000 | $0 | 44% | $0 |
| Q2 2025 | $5.3M | $419,000 | $0 | 45% | $0 |
| Q1 2025 | $4.8M | $196,000 | $0 | 42% | $0 |
| Q4 2024 | $6.7M | $0 | $0 | 58% | $0 |
| Q3 2024 | $6.4M | $0 | $0 | 56% | $0 |
| Q2 2024 | $5.8M | $0 | $0 | 55% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Richton Bank & Trust CompanyCommunity Bank · Richton · $5.8M CRE book
- Sanborn Savings BankCommunity Bank · Sanborn · $5.8M CRE book
- Exchange State BankCommunity Bank · Lanark · $5.7M CRE book
- Zapata National BankCommunity Bank · Zapata · $5.9M CRE book
- McIntosh County BankCommunity Bank · Ashley · $5.7M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.