IL lenders / Community Bank
Exchange State Bank
Community Bank · Lanark, IL · Lanark Bancshares Inc
- Total assets
- $112.3M
- CRE loan book
- $5.7M
- QoQ CRE growth
- 4.9%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 4.05% as of Q1 2026 — TX bank median 4.87% (0.81pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 4.05% | 6.22% |
| Q4 2025 | 5.97% | 6.58% |
| Q3 2025 | 6.80% | 6.68% |
| Q2 2025 | 3.74% | 6.66% |
| Q1 2025 | 6.77% | 6.43% |
| Q4 2024 | 6.94% | 6.60% |
| Q3 2024 | 6.52% | 6.56% |
| Q2 2024 | 6.24% | 6.49% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $5.7M | $2.3M | $0 | 43% | $0 |
| Q4 2025 | $5.5M | $2.5M | $0 | 40% | $0 |
| Q3 2025 | $4.7M | $1.7M | $0 | 35% | $0 |
| Q2 2025 | $4.5M | $1.5M | $0 | 34% | $0 |
| Q1 2025 | $4.2M | $1.4M | $0 | 32% | $0 |
| Q4 2024 | $4.9M | $2.0M | $0 | 37% | $0 |
| Q3 2024 | $4.5M | $1.6M | $0 | 34% | $0 |
| Q2 2024 | $4.4M | $1.5M | $0 | 34% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Sanborn Savings BankCommunity Bank · Sanborn · $5.8M CRE book
- McIntosh County BankCommunity Bank · Ashley · $5.7M CRE book
- Richton Bank & Trust CompanyCommunity Bank · Richton · $5.8M CRE book
- The First State BankCommunity Bank · Boise City · $5.8M CRE book
- Zapata National BankCommunity Bank · Zapata · $5.9M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.