ND lenders / Community Bank
McIntosh County Bank
Community Bank · Ashley, ND · Mcintosh Cnty Bk Holding
- Total assets
- $121.2M
- CRE loan book
- $5.7M
- QoQ CRE growth
- -1.0%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.59% as of Q1 2026 — TX bank median 4.87% (0.72pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.59% | 6.81% |
| Q4 2025 | 5.46% | 6.96% |
| Q3 2025 | 5.66% | 7.15% |
| Q2 2025 | 5.47% | 6.91% |
| Q1 2025 | 5.46% | 7.04% |
| Q4 2024 | 5.71% | 6.99% |
| Q3 2024 | 5.70% | 7.27% |
| Q2 2024 | 4.96% | 6.76% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $5.7M | $0 | $0 | 37% | $2,000 |
| Q4 2025 | $5.8M | $0 | $0 | 39% | $2,000 |
| Q3 2025 | $5.9M | $0 | $0 | 35% | $3,000 |
| Q2 2025 | $6.0M | $0 | $0 | 38% | $7,000 |
| Q1 2025 | $6.2M | $0 | $0 | 41% | $8,000 |
| Q4 2024 | $6.0M | $0 | $0 | 40% | $8,000 |
| Q3 2024 | $6.0M | $0 | $0 | 37% | $9,000 |
| Q2 2024 | $6.1M | $0 | $0 | 39% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Exchange State BankCommunity Bank · Lanark · $5.7M CRE book
- Sanborn Savings BankCommunity Bank · Sanborn · $5.8M CRE book
- Richton Bank & Trust CompanyCommunity Bank · Richton · $5.8M CRE book
- The First State BankCommunity Bank · Boise City · $5.8M CRE book
- Janesville State BankCommunity Bank · Janesville · $5.6M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.