RefiLoop Lender Data

MS lenders / Community Bank

Richton Bank & Trust Company

Community Bank · Richton, MS · Centon Bcorp Inc

Total assets
$53.8M
CRE loan book
$5.8M
CRE concentration
31%
below the 300% supervisory guideline
QoQ CRE growth
0.5%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$5.8M$400,000$031%$0
Q4 2025$5.7M$278,000$029%$0
Q3 2025$5.9M$301,000$030%$0
Q2 2025$5.4M$42,000$025%$0
Q1 2025$5.4M$1.1M$037%$0
Q4 2024$5.5M$1.1M$037%$0
Q3 2024$6.6M$3.0M$049%$0
Q2 2024$5.8M$2.1M$040%$0

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.