OH lenders / Regional Bank
First Financial Bank
Regional Bank · Cincinnati, OH · First Financial Bcorp
- Total assets
- $22.7B
- CRE loan book
- $4.9B
- QoQ CRE growth
- -1.1%
- Q1 2026
Observed rates
Real loans — SBA 7(a)
14 SBA 7(a) real-estate loans in Texas over the last 12 months · median rate 8.75% (12 variable / 2 fixed) · $17.2M total approved.
Borrower cities: San Antonio (2), Dallas, Tomball, Frisco, Early, Fort Worth.
Source: SBA 7(a) FOIA dataset · most recent approval Mar 20, 2026. Loan-level government-guaranteed pricing; conventional CRE terms may differ.
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.41% as of Q1 2026 — TX bank median 4.87% (1.55pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.41% | 6.68% |
| Q4 2025 | 6.84% | 6.85% |
| Q3 2025 | 6.83% | 6.96% |
| Q2 2025 | 6.65% | 6.84% |
| Q1 2025 | 6.53% | 6.71% |
| Q4 2024 | 6.75% | 7.11% |
| Q3 2024 | 7.44% | 7.46% |
| Q2 2024 | 7.17% | 7.45% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $4.9B | $710.9M | $876.9M | 179% | $50.6M |
| Q4 2025 | $4.9B | $780.5M | $828.7M | 202% | $46.7M |
| Q3 2025 | $4.5B | $688.8M | $944.1M | 204% | $25.5M |
| Q2 2025 | $4.5B | $770.0M | $907.7M | 210% | $25.2M |
| Q1 2025 | $4.6B | $855.6M | $824.6M | 217% | $25.7M |
| Q4 2024 | $4.7B | $799.0M | $856.1M | 221% | $32.3M |
| Q3 2024 | $4.7B | $815.8M | $842.1M | 222% | $23.6M |
| Q2 2024 | $4.6B | $753.0M | $828.7M | 227% | $22.9M |
Signals
Recent news
- First Financial Bank Abilene Region Makes Executive Promotions - ABF Journal — Coverage of First Financial Bank related to commercial real estate and lending reported by abfjournal.com.Aug 7, 2026
- First Financial Bank announces Abilene leadership changes By Investing.com - Investing.com UK — Coverage of First Financial Bank related to commercial real estate and lending reported by m.uk.investing.com.Aug 7, 2026
- Is First Financial Bancorp (FFBC) Cheap After Strong Earnings And A Dividend? - simplywall.st — Coverage of First Financial Bank related to earnings reported by simplywall.st.Jul 29, 2026
- Earnings Beat And Transparency Push Might Change The Case For Investing In First Financial (FFBC) - simplywall.st — Coverage of First Financial Bank related to earnings reported by simplywall.st.Jul 5, 2026
- First Financial Bank CEO Sean Williams on What Makes a Good Poultry Loan - Arkansas Business — Coverage of First Financial Bank related to lending reported by arkansasbusiness.com.Jun 1, 2026
Similar lenders
Other regional banks we track with a comparable CRE book size.
- Nicolet National BankRegional Bank · Green Bay · $5.0B CRE book
- Farmers and Merchants Bank of Long BeachRegional Bank · Long Beach · $5.0B CRE book
- Stellar BankRegional Bank · Houston · $4.7B CRE book
- Bell BankRegional Bank · Fargo · $5.2B CRE book
- NBT Bank, National AssociationRegional Bank · Norwich · $4.6B CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.