RefiLoop Lender Data

NY lenders / Community Bank

Ulster Savings Bank

Community Bank · Kingston, NY

Total assets
$1.4B
CRE loan book
$336.2M
CRE concentration
135%
below the 300% supervisory guideline
QoQ CRE growth
-1.9%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$336.2M$35.0M$81.2M135%$8.1M
Q4 2025$342.9M$37.5M$80.9M139%$8.1M
Q3 2025$330.7M$43.9M$83.5M135%$8.0M
Q2 2025$337.3M$46.9M$84.4M140%$8.0M
Q1 2025$348.6M$42.4M$97.8M147%$10.3M
Q4 2024$352.2M$45.4M$99.8M152%$4.3M
Q3 2024$362.3M$58.3M$99.5M163%$1.5M
Q2 2024$371.9M$66.8M$98.9M172%$1.0M

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.