MI lenders / Community Bank
West Shore Bank
Community Bank · Ludington, MI · West Shore Bank Corp
- Total assets
- $828.1M
- CRE loan book
- $332.0M
- QoQ CRE growth
- 0.6%
- Q1 2026
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $332.0M | $44.1M | $27.8M | 174% | $89,000 |
| Q4 2025 | $330.0M | $36.4M | $27.7M | 172% | $93,000 |
| Q3 2025 | $317.8M | $36.5M | $27.1M | 170% | $19,000 |
| Q2 2025 | $314.8M | $35.3M | $27.1M | 187% | $21,000 |
| Q1 2025 | $303.6M | $29.7M | $22.2M | 178% | $23,000 |
| Q4 2024 | $288.6M | $28.0M | $20.6M | 169% | $25,000 |
| Q3 2024 | $282.5M | $28.8M | $20.3M | 175% | $27,000 |
| Q2 2024 | $271.1M | $49.9M | $19.3M | 199% | $28,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Clear Fork Bank, National AssociationCommunity Bank · Albany · $332.9M CRE book
- Horizon BankCommunity Bank · Waverly · $329.2M CRE book
- First Southern BankCommunity Bank · Marion · $335.8M CRE book
- Ulster Savings BankCommunity Bank · Kingston · $336.2M CRE book
- Dayspring BankCommunity Bank · Gothenburg · $323.6M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.