RefiLoop Lender Data

MN lenders / Community Bank

Lake Central Bank

Community Bank · Annandale, MN · Lake Central Financial Inc

Total assets
$282.5M
CRE loan book
$43.1M
CRE concentration
94%
below the 300% supervisory guideline
QoQ CRE growth
-8.0%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$43.1M$14.2M$6.5M94%$0
Q4 2025$46.9M$14.3M$6.4M95%$0
Q3 2025$44.0M$12.2M$6.1M92%$0
Q2 2025$43.3M$11.9M$5.2M92%$0
Q1 2025$40.5M$10.2M$3.8M85%$0
Q4 2024$40.2M$10.0M$2.8M80%$0
Q3 2024$41.5M$9.5M$2.6M89%$0
Q2 2024$38.0M$6.1M$2.6M80%$0

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.