IA lenders / Community Bank
United Community Bank
Community Bank · Milford, IA · Milford Bcorp
- Total assets
- $284.5M
- CRE loan book
- $43.1M
- QoQ CRE growth
- 4.3%
- Q1 2026
Recorded CRE activity — oh-franklin County
3 commercial deeds of trust recorded recently, verified from county records.
- Aug 4, 2026 · landundisclosed
- Jul 6, 2026 · landundisclosed
- Jun 30, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.31% as of Q1 2026 — TX bank median 4.87% (0.45pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.31% | 5.74% |
| Q4 2025 | 5.30% | 5.70% |
| Q3 2025 | 5.33% | 5.77% |
| Q2 2025 | 5.10% | 5.69% |
| Q1 2025 | 4.91% | 5.50% |
| Q4 2024 | 4.84% | 5.49% |
| Q3 2024 | 4.84% | 5.54% |
| Q2 2024 | 4.78% | 5.49% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $43.1M | $8.0M | $5.9M | 95% | $0 |
| Q4 2025 | $41.4M | $5.4M | $6.2M | 89% | $0 |
| Q3 2025 | $44.9M | $6.8M | $6.2M | 95% | $0 |
| Q2 2025 | $46.5M | $6.6M | $6.2M | 101% | $0 |
| Q1 2025 | $46.8M | $5.9M | $6.0M | 100% | $0 |
| Q4 2024 | $43.6M | $3.3M | $6.0M | 81% | $0 |
| Q3 2024 | $45.0M | $4.1M | $6.0M | 86% | $0 |
| Q2 2024 | $46.6M | $5.0M | $5.9M | 91% | $0 |
Signals
Recent news
- United Community Banks, Inc. $UCB Stock Position Decreased by Segall Bryant & Hamill LLC - MarketBeat — Coverage of United Community Bank related to commercial real estate and lending reported by marketbeat.com.Aug 2, 2026
- Sei Investments Co. Acquires 40,782 Shares of United Community Banks, Inc. $UCB - MarketBeat — Coverage of United Community Bank related to M&A activity reported by marketbeat.com.Jul 31, 2026
- Is United Community Banks (UCB) A Bargain Following Strong Q2 Earnings? - simplywall.st — Coverage of United Community Bank related to earnings reported by simplywall.st.Jul 29, 2026
- Insider Selling: United Community Banks (NYSE:UCB) EVP Sells 25,000 Shares of Stock - MarketBeat — Coverage of United Community Bank related to commercial real estate and lending reported by marketbeat.com.Jul 28, 2026
- Insider Selling: United Community Banks (NYSE:UCB) EVP Sells 1,424 Shares of Stock - MarketBeat — Coverage of United Community Bank related to commercial real estate and lending reported by marketbeat.com.Jul 28, 2026
- California Public Employees Retirement System Purchases 29,332 Shares of United Community Banks, Inc. $UCB - MarketBeat — Coverage of United Community Bank related to commercial real estate and lending reported by marketbeat.com.Jul 27, 2026
- Dimensional Fund Advisors LP Acquires 182,397 Shares of United Community Banks, Inc. $UCB - MarketBeat — Coverage of United Community Bank related to M&A activity reported by marketbeat.com.Jul 25, 2026
- United Community Banks' (UCB) "Buy" Rating Reiterated at DA Davidson - MarketBeat — Coverage of United Community Bank related to commercial real estate and lending reported by marketbeat.com.Jul 22, 2026
Similar lenders
Other community banks we track with a comparable CRE book size.
- Lake Central BankCommunity Bank · Annandale · $43.1M CRE book
- Citizens Bank & Trust Co.Community Bank · Hutchinson · $42.8M CRE book
- FNB BankCommunity Bank · Goodland · $42.8M CRE book
- Illini State BankCommunity Bank · Oglesby · $42.8M CRE book
- Feliciana Bank & Trust CompanyCommunity Bank · Clinton · $42.6M CRE book
Last updated Aug 4, 2026 · Sources: FFIEC CDR, county records, first-party conversations.