Markets · Austin · Industrial
Best Banks for Industrial Loans in Austin, TX
Who is actually financing industrial in Austin (Travis County) — built from county-recorded deeds of trust, SBA loan-level FOIA data, quarterly regulatory filings, and cited rate observations. No submissions, no sponsorships, no pay-to-play.
Lenders recording industrial loans in Austin
No Austin (Travis County) recordings have been classified as industrial in the last 90 days. Property-type classification runs on recorded legal descriptions, so named lenders appear here automatically as classified recordings land.
SBA lenders active in Austin
Most active SBA 7(a)/504 lenders for Austin (Travis County) projects over the last 12 months, from SBA loan-level FOIA data — with the real median initial rate on their approvals. SBA loans finance owner-occupied commercial real estate, including industrial where eligible.
| # | Lender | SBA loans (12mo) | Median initial rate |
|---|---|---|---|
| 1 | Northeast Bank | 23 | 11.25% |
| 2 | Newtek Bank, National Association | 16 | 10.25% |
| 3 | Readycap Lending, LLC | 12 | 11.75% |
| 4 | Huntington National Bank | 10 | 9.38% |
| 5 | Live Oak Banking Company | 10 | 9% |
Current Austin industrial rate ranges
Rows marked Metro curve reflect Austin-specific observations; Texas curve rows are state-level, shown because no published source prices Austin industrial differently for that profile. Full grid, methodology, and sources on the Austin commercial mortgage rates page.
| Business plan | Rate range | Scope | As of |
|---|---|---|---|
| Stabilized | 5.97% – 6.92% | Texas curve | Jul 2, 2026 |
| Value-add / rehab | 7.5% – 10.5% | Texas curve | Jul 2, 2026 |
| Lease-up | 7.75% – 11% | Texas curve | Jul 2, 2026 |
Biggest Texas industrial loan books
Texas-headquartered banks ranked by non-owner-occupied CRE loan balances from their latest FFIEC Call Report. A big book signals institutional commitment to the asset class — statewide, not Austin-specific. Call Reports do not break out retail, office, or industrial separately — this ranks banks by their non-owner-occupied nonfarm nonresidential CRE book (the line that contains this property type). Construction lending is excluded.
| # | Bank | Non-owner-occ. CRE loans | Quarter |
|---|---|---|---|
| 1 | Prosperity Bank | $3.9B | Q1 2026 |
| 2 | Frost Bank | $3.2B | Q1 2026 |
| 3 | State Bank of Texas | $2.0B | Q1 2026 |
| 4 | PlainsCapital Bank | $1.8B | Q1 2026 |
| 5 | International Bank of Commerce | $1.7B | Q1 2026 |
| 6 | Woodforest National Bank | $1.7B | Q1 2026 |
| 7 | Southside Bank | $1.7B | Q1 2026 |
| 8 | Texas Capital Bank | $1.6B | Q1 2026 |
What terms could your Austin industrial property get?
Get a rate and structure range tuned to your deal size and occupancy — plus how many lenders are actively closing loans like it.
Estimate my termsMarket-level observations, not a loan offer, quote, or commitment. Actual pricing and appetite depend on full underwriting of the property, sponsor, and market conditions at application. This page is operated by RefiLoop, a commercial mortgage brokerage; RefiLoop is not a lender and does not make credit decisions.