TX lenders / Community Bank
Southside Bank
Community Bank · Tyler, TX · Southside Bancshares Inc
- Total assets
- $8.8B
- CRE loan book
- $3.4B
- QoQ CRE growth
- 4.1%
- Q1 2026
Recorded CRE activity — collin County
2 commercial deeds of trust recorded recently, verified from county records.
- Jun 26, 2026 · unknownundisclosed
- Jun 26, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.90% as of Q1 2026 — TX bank median 6.76% (0.86pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.90% | 5.82% |
| Q4 2025 | 6.05% | 5.93% |
| Q3 2025 | 6.05% | 5.95% |
| Q2 2025 | 5.96% | 5.87% |
| Q1 2025 | 5.98% | 5.86% |
| Q4 2024 | 6.16% | 6.02% |
| Q3 2024 | 6.41% | 6.27% |
| Q2 2024 | 6.23% | 6.08% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $3.4B | $641.8M | $690.2M | 300% | $1.2M |
| Q4 2025 | $3.2B | $548.6M | $742.7M | 288% | $1.2M |
| Q3 2025 | $3.2B | $519.5M | $739.1M | 289% | $1.4M |
| Q2 2025 | $3.0B | $470.4M | $739.2M | 289% | $313,000 |
| Q1 2025 | $3.0B | $458.1M | $751.2M | 288% | $192,000 |
| Q4 2024 | $3.1B | $537.8M | $697.3M | 297% | $122,000 |
| Q3 2024 | $3.0B | $585.8M | $547.7M | 285% | $3.9M |
| Q2 2024 | $3.0B | $546.0M | $579.7M | 290% | $1.9M |
Signals
Recent news
- Expanded Russell Index Inclusion Could Be A Game Changer For Southside Bancshares (SBSI) - simplywall.st — Coverage of Southside Bank related to commercial real estate and lending reported by simplywall.st.Jun 30, 2026
- Southside Bancshares Stock - Long-term strategy and Texas banking focus - AD HOC NEWS — Coverage of Southside Bank related to commercial real estate and lending reported by ad-hoc-news.de.Jun 20, 2026
- Southside Bancshares (SBSI) Stock Could Be 9.1% Undervalued on Its Texas Growth Story - simplywall.st — Coverage of Southside Bank related to commercial real estate and lending reported by simplywall.st.Jun 20, 2026
CRE hiring
- Sr. Commercial Loan Processor — DFWJun 18, 2026
- Commercial Relationship Manager — AustinJun 12, 2026
- Commercial Relationship Manager — HoustonJun 8, 2026
Southside Bank: frequently asked questions
- How large is Southside Bank's commercial real estate loan book?
- As of Q1 2026, Southside Bank reported $3.4B in commercial real estate loans out of $8.8B in total assets, per its FFIEC Call Report.
- Is Southside Bank above the 300% CRE concentration guideline?
- Southside Bank's CRE loans stood at 300% of total risk-based capital as of Q1 2026, above the 300% CRE concentration supervisory guideline.
- Is Southside Bank growing or shrinking its CRE lending?
- Southside Bank's CRE loan book grew 4.1% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Southside Bank in recorded CRE lending?
- 2 commercial deeds of trust naming Southside Bank as lender have been recorded recently in collin County, verified from county records; the most recent was recorded Jun 26, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- Peapack Private Bank & TrustCommunity Bank · Bedminster · $3.4B CRE book
- Pinnacle BankCommunity Bank · Lincoln · $3.5B CRE book
- Union Bank and Trust CompanyCommunity Bank · Lincoln · $3.5B CRE book
- CNB BankCommunity Bank · Clearfield · $3.1B CRE book
- Burke & Herbert Bank & Trust CompanyCommunity Bank · Alexandria · $3.7B CRE book
Markets where Southside Bank lends
Southside Bank has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Dallas–Fort Worth
Dallas–Fort Worth (Dallas, Tarrant, Collin & Denton Counties)
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.