TX lenders / Community Bank
Woodforest National Bank
Community Bank · The Woodlands, TX · Woodforest Finl Group Employee Stk Ownership Plan With 401 K Provisions Amended&Restated Eff 01 01 21
- Total assets
- $9.2B
- CRE loan book
- $2.7B
- QoQ CRE growth
- -1.9%
- Q1 2026
Recorded CRE activity — harris County
3 commercial deeds of trust recorded recently, verified from county records.
- Aug 13, 2026 · landundisclosed
- Jul 31, 2026 · unknownundisclosed
- Jun 29, 2026 · industrialundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.54% as of Q1 2026 — TX bank median 4.87% (0.67pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.54% | 6.43% |
| Q4 2025 | 5.77% | 6.59% |
| Q3 2025 | 5.97% | 7.10% |
| Q2 2025 | 5.66% | 7.14% |
| Q1 2025 | 5.34% | 6.72% |
| Q4 2024 | 5.46% | 6.96% |
| Q3 2024 | 5.64% | 7.60% |
| Q2 2024 | 5.44% | 7.36% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $2.7B | $271.3M | $130.9M | 240% | $50.1M |
| Q4 2025 | $2.7B | $248.6M | $129.9M | 243% | $28.4M |
| Q3 2025 | $2.8B | $255.3M | $174.3M | 243% | $30.4M |
| Q2 2025 | $2.7B | $289.1M | $225.7M | 244% | $30.9M |
| Q1 2025 | $2.6B | $330.0M | $238.0M | 245% | $48.3M |
| Q4 2024 | $2.6B | $361.1M | $224.7M | 232% | $12.3M |
| Q3 2024 | $2.6B | $370.7M | $225.8M | 229% | $32.2M |
| Q2 2024 | $2.6B | $404.2M | $196.4M | 225% | $46.5M |
Signals
Regulatory actions
Recent news
- Woodforest National Bank Opens Second Branch in The Villages, Florida - citybiz — Coverage of Woodforest National Bank related to branch operations reported by citybiz.co.Aug 10, 2026
- FHLB Dallas and Woodforest National Bank Award $150K Grant to Mexican American Unity Council - Business Wire — Coverage of Woodforest National Bank related to commercial real estate and lending reported by businesswire.com.May 14, 2026
Woodforest National Bank: frequently asked questions
- How large is Woodforest National Bank's commercial real estate loan book?
- As of Q1 2026, Woodforest National Bank reported $2.7B in commercial real estate loans out of $9.2B in total assets, per its FFIEC Call Report.
- Is Woodforest National Bank above the 300% CRE concentration guideline?
- Woodforest National Bank's CRE loans stood at 240% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is Woodforest National Bank growing or shrinking its CRE lending?
- Woodforest National Bank's CRE loan book shrank 1.9% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Woodforest National Bank in recorded CRE lending?
- 3 commercial deeds of trust naming Woodforest National Bank as lender have been recorded recently in harris County, verified from county records; the most recent was recorded Aug 13, 2026.
- Has Woodforest National Bank faced regulatory enforcement actions?
- Yes — 1 regulatory enforcement action on record for Woodforest National Bank, most recently from the OCC (1829 Prohibition Notification) on Mar 5, 2026. See the Signals section for details and sources.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
Markets where Woodforest National Bank lends
Woodforest National Bank has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Houston
Houston (Harris County)
Last updated Aug 13, 2026 · Sources: FFIEC CDR, county records, first-party conversations.