TX lenders / Community Bank
First Texas Bank
Community Bank · Georgetown, TX · First Texas Bcorp Inc
- Total assets
- $1.3B
- CRE loan book
- $419.1M
- QoQ CRE growth
- 2.0%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.87% as of Q1 2026 — TX bank median 4.87% (2.00pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.87% | 6.94% |
| Q4 2025 | 6.99% | 7.05% |
| Q3 2025 | 7.22% | 7.27% |
| Q2 2025 | 6.77% | 6.83% |
| Q1 2025 | 6.56% | 6.67% |
| Q4 2024 | 16.13% | 8.23% |
| Q3 2024 | 6.72% | 6.86% |
| Q2 2024 | 6.49% | 6.65% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $419.1M | $130.1M | $13.5M | 176% | $0 |
| Q4 2025 | $410.7M | $123.1M | $13.4M | 171% | $0 |
| Q3 2025 | $410.7M | $124.4M | $13.5M | 170% | $0 |
| Q2 2025 | $386.2M | $124.2M | $15.5M | 167% | $5.8M |
| Q1 2025 | $372.4M | $116.6M | $15.4M | 162% | $0 |
| Q4 2024 | $370.1M | $119.0M | $15.5M | 163% | $0 |
| Q3 2024 | $237.6M | $73.4M | $9.7M | 152% | $0 |
| Q2 2024 | $236.6M | $78.0M | $8.9M | 153% | $0 |
Signals
First Texas Bank: frequently asked questions
- How large is First Texas Bank's commercial real estate loan book?
- As of Q1 2026, First Texas Bank reported $419.1M in commercial real estate loans out of $1.3B in total assets, per its FFIEC Call Report.
- Is First Texas Bank above the 300% CRE concentration guideline?
- First Texas Bank's CRE loans stood at 176% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is First Texas Bank growing or shrinking its CRE lending?
- First Texas Bank's CRE loan book grew 2.0% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- Citizens Alliance BankCommunity Bank · Clara City · $418.2M CRE book
- The Evangeline Bank and Trust CompanyCommunity Bank · Ville Platte · $417.7M CRE book
- Pegasus BankCommunity Bank · Dallas · $417.6M CRE book
- Winchester Savings BankCommunity Bank · Winchester · $421.0M CRE book
- The Dart BankCommunity Bank · Mason · $417.1M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.