RefiLoop Lender Data

MN lenders / Community Bank

Citizens Alliance Bank

Community Bank · Clara City, MN · Forstrom Bcorp Inc

Total assets
$1.5B
CRE loan book
$418.2M
CRE concentration
204%
below the 300% supervisory guideline
QoQ CRE growth
1.3%
Q1 2026

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 6.47% as of Q1 2026 — TX bank median 4.87% (1.61pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20266.47%6.59%
Q4 20256.60%6.79%
Q3 20256.50%6.75%
Q2 20256.46%6.75%
Q1 20256.35%6.55%
Q4 20246.08%6.40%
Q3 20246.36%6.59%
Q2 20246.24%6.55%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$418.2M$84.9M$56.6M204%$1.6M
Q4 2025$412.9M$108.8M$41.6M197%$41,000
Q3 2025$404.0M$102.1M$42.5M193%$30,000
Q2 2025$382.7M$95.7M$41.6M182%$31,000
Q1 2025$379.1M$89.5M$43.2M184%$43,000
Q4 2024$377.2M$110.9M$31.2M192%$3.2M
Q3 2024$372.0M$103.1M$31.2M195%$3.1M
Q2 2024$369.2M$102.0M$32.2M198%$3.5M

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.