LA lenders / Community Bank
Gulf Coast Bank and Trust Company
Community Bank · New Orleans, LA
- Total assets
- $3.7B
- CRE loan book
- $903.6M
- QoQ CRE growth
- 0.9%
- Q1 2026
Recorded CRE activity — harris County
1 commercial deed of trust recorded recently, verified from county records.
- Oct 2, 2026 · unknownundisclosed
Observed rates
Real loans — SBA 7(a)
8 SBA 7(a) real-estate loans in Texas over the last 12 months · median rate 9.25% (8 variable / 0 fixed) · $17.0M total approved.
Borrower cities: Dallas (2), Austin, Houston, Irving, Mckinney, San Antonio.
Source: SBA 7(a) FOIA dataset · most recent approval Mar 27, 2026. Loan-level government-guaranteed pricing; conventional CRE terms may differ.
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.48% as of Q1 2026 — TX bank median 4.87% (2.61pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.48% | 10.64% |
| Q4 2025 | 8.29% | 11.04% |
| Q3 2025 | 8.42% | 11.24% |
| Q2 2025 | 8.19% | 11.18% |
| Q1 2025 | 8.09% | 10.90% |
| Q4 2024 | 8.34% | 11.21% |
| Q3 2024 | 8.20% | 11.06% |
| Q2 2024 | 7.79% | 11.18% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $903.6M | $250.3M | $89.1M | 174% | $2.6M |
| Q4 2025 | $895.3M | $247.9M | $89.5M | 176% | $5.5M |
| Q3 2025 | $842.0M | $219.0M | $84.8M | 166% | $5.7M |
| Q2 2025 | $776.9M | $190.0M | $86.4M | 157% | $7.6M |
| Q1 2025 | $709.8M | $151.2M | $81.9M | 146% | $5.5M |
| Q4 2024 | $687.9M | $149.9M | $68.6M | 140% | $5.5M |
| Q3 2024 | $649.1M | $144.6M | $57.0M | 129% | $6.0M |
| Q2 2024 | $656.0M | $140.0M | $53.6M | 121% | $5.2M |
Similar lenders
Other community banks we track with a comparable CRE book size.
Markets where Gulf Coast Bank and Trust Company lends
Gulf Coast Bank and Trust Company has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Houston
Houston (Harris County)
Last updated Oct 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.