RefiLoop Lender Data

GA lenders / Community Bank

Vallant Bank

Community Bank · Elberton, GA · Vallant Financial Inc

Total assets
$2.3B
CRE loan book
$920.9M
CRE concentration
233%
below the 300% supervisory guideline
QoQ CRE growth
2.4%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$920.9M$146.6M$50.4M233%$0
Q4 2025$899.5M$134.4M$51.4M226%$0
Q3 2025$881.9M$128.4M$52.6M230%$0
Q2 2025$863.4M$145.8M$46.9M231%$462,000
Q1 2025$837.8M$129.0M$47.4M228%$467,000
Q4 2024$823.6M$136.7M$46.6M228%$476,000
Q3 2024$799.1M$141.4M$47.0M230%$894,000
Q2 2024$801.7M$139.2M$47.0M237%$0

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.