TX lenders / Community Bank
North Dallas Bank & Trust Co.
Community Bank · Dallas, TX
- Total assets
- $1.9B
- CRE loan book
- $912.6M
- QoQ CRE growth
- 2.2%
- Q1 2026
Recorded CRE activity — mclennan County
1 commercial deed of trust recorded recently, verified from county records.
- Jun 26, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.32% as of Q1 2026 — TX bank median 6.76% (1.43pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.32% | 5.36% |
| Q4 2025 | 5.34% | 5.39% |
| Q3 2025 | 5.69% | 5.68% |
| Q2 2025 | 5.33% | 5.39% |
| Q1 2025 | 5.21% | 5.28% |
| Q4 2024 | 5.29% | 5.37% |
| Q3 2024 | 5.35% | 5.42% |
| Q2 2024 | 5.21% | 5.31% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $912.6M | $67.2M | $96.6M | 323% | $0 |
| Q4 2025 | $893.3M | $59.6M | $116.3M | 316% | $0 |
| Q3 2025 | $908.4M | $83.1M | $82.4M | 329% | $0 |
| Q2 2025 | $922.0M | $71.2M | $82.2M | 338% | $0 |
| Q1 2025 | $892.7M | $114.1M | $59.9M | 327% | $0 |
| Q4 2024 | $902.6M | $124.9M | $59.7M | 332% | $0 |
| Q3 2024 | $868.8M | $114.8M | $59.4M | 317% | $0 |
| Q2 2024 | $858.6M | $120.2M | $59.2M | 318% | $0 |
North Dallas Bank & Trust Co.: frequently asked questions
- How large is North Dallas Bank & Trust Co.'s commercial real estate loan book?
- As of Q1 2026, North Dallas Bank & Trust Co. reported $912.6M in commercial real estate loans out of $1.9B in total assets, per its FFIEC Call Report.
- Is North Dallas Bank & Trust Co. above the 300% CRE concentration guideline?
- North Dallas Bank & Trust Co.'s CRE loans stood at 323% of total risk-based capital as of Q1 2026, above the 300% CRE concentration supervisory guideline.
- Is North Dallas Bank & Trust Co. growing or shrinking its CRE lending?
- North Dallas Bank & Trust Co.'s CRE loan book grew 2.2% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is North Dallas Bank & Trust Co. in recorded CRE lending?
- 1 commercial deed of trust naming North Dallas Bank & Trust Co. as lender has been recorded recently in mclennan County, verified from county records; the most recent was recorded Jun 26, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- Vallant BankCommunity Bank · Elberton · $920.9M CRE book
- National Exchange Bank and TrustCommunity Bank · Fond Du Lac · $925.5M CRE book
- Kish BankCommunity Bank · Belleville · $928.7M CRE book
- D. L. Evans BankCommunity Bank · Burley · $933.7M CRE book
- Wallis BankCommunity Bank · Wallis · $889.5M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.