TX lenders / Community Bank
Wallis Bank
Community Bank · Wallis, TX · Wallis Bancshares Inc
- Total assets
- $1.4B
- CRE loan book
- $889.5M
- QoQ CRE growth
- -0.1%
- Q1 2026
Recorded CRE activity — harris County
1 commercial deed of trust recorded recently, verified from county records.
- Jul 2, 2026 · officeundisclosed
Observed rates
Real loans — SBA 7(a)
39 SBA 7(a) real-estate loans in Texas over the last 12 months · median rate 8.75% (39 variable / 0 fixed) · $47.5M total approved.
Borrower cities: Houston (16), Tomball (2), Dallas (2), League City (2), Elmendorf (2), Bellaire.
Source: SBA 7(a) FOIA dataset · most recent approval Mar 31, 2026. Loan-level government-guaranteed pricing; conventional CRE terms may differ.
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.65% as of Q1 2026 — TX bank median 6.76% (0.90pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.65% | 7.59% |
| Q4 2025 | 8.24% | 8.16% |
| Q3 2025 | 8.76% | 8.68% |
| Q2 2025 | 8.80% | 8.70% |
| Q1 2025 | 8.24% | 8.23% |
| Q4 2024 | 9.49% | 9.29% |
| Q3 2024 | 9.48% | 9.40% |
| Q2 2024 | 9.66% | 9.53% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $889.5M | $172.2M | $789,000 | 380% | $17.0M |
| Q4 2025 | $890.3M | $172.4M | $794,000 | 384% | $15.4M |
| Q3 2025 | $906.1M | $198.0M | $806,000 | 385% | $4.0M |
| Q2 2025 | $942.4M | $218.4M | $1.6M | 417% | $13.4M |
| Q1 2025 | $883.6M | $211.1M | $1.6M | 385% | $15.5M |
| Q4 2024 | $832.2M | $203.4M | $1.6M | 348% | $9.3M |
| Q3 2024 | $842.7M | $197.5M | $1.6M | 364% | $22.2M |
| Q2 2024 | $849.2M | $179.5M | $14.8M | 368% | $342,000 |
Wallis Bank: frequently asked questions
- How large is Wallis Bank's commercial real estate loan book?
- As of Q1 2026, Wallis Bank reported $889.5M in commercial real estate loans out of $1.4B in total assets, per its FFIEC Call Report.
- Is Wallis Bank above the 300% CRE concentration guideline?
- Wallis Bank's CRE loans stood at 380% of total risk-based capital as of Q1 2026, above the 300% CRE concentration supervisory guideline.
- Is Wallis Bank growing or shrinking its CRE lending?
- Wallis Bank's CRE loan book shrank 0.1% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Wallis Bank in recorded CRE lending?
- 1 commercial deed of trust naming Wallis Bank as lender has been recorded recently in harris County, verified from county records; the most recent was recorded Jul 2, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- CB&S Bank, Inc.Community Bank · Russellville · $882.2M CRE book
- National Bank of CommerceCommunity Bank · Superior · $877.0M CRE book
- North Dallas Bank & Trust Co.Community Bank · Dallas · $912.6M CRE book
- The Fidelity Deposit and Discount BankCommunity Bank · Dunmore · $865.2M CRE book
- Vallant BankCommunity Bank · Elberton · $920.9M CRE book
Markets where Wallis Bank lends
Wallis Bank has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Houston
Houston (Harris County)
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.