KY lenders / Community Bank
Central Bank & Trust Co.
Community Bank · Lexington, KY · Central Bancshares Inc
- Total assets
- $4.0B
- CRE loan book
- $1.7B
- QoQ CRE growth
- 1.2%
- Q1 2026
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $1.7B | $270.3M | $293.5M | 258% | $42,000 |
| Q4 2025 | $1.7B | $315.8M | $264.7M | 261% | $43,000 |
| Q3 2025 | $1.6B | $273.3M | $268.7M | 253% | $44,000 |
| Q2 2025 | $1.5B | $305.2M | $224.6M | 247% | $45,000 |
| Q1 2025 | $1.5B | $283.0M | $203.9M | 251% | $41,000 |
| Q4 2024 | $1.5B | $305.6M | $194.5M | 251% | $680,000 |
| Q3 2024 | $1.5B | $363.4M | $160.6M | 249% | $681,000 |
| Q2 2024 | $1.5B | $387.9M | $152.6M | 249% | $713,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Broadway National BankCommunity Bank · San Antonio · $1.7B CRE book
- ChoiceOne BankCommunity Bank · Sparta · $1.7B CRE book
- Farmers & Merchants Bank of Central CaliforniaCommunity Bank · Lodi · $1.6B CRE book
- Southern Bank and Trust CompanyCommunity Bank · Mount Olive · $1.8B CRE book
- Bank Five NineCommunity Bank · Oconomowoc · $1.6B CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.