RefiLoop Lender Data

IL lenders / Community Bank

Waterman Bank

Community Bank · Waterman, IL · Waterman Acquisition Group Llc

Total assets
$172.4M
CRE loan book
$50.8M
CRE concentration
192%
below the 300% supervisory guideline
QoQ CRE growth
9.0%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$50.8M$9.8M$10.4M192%$2.4M
Q4 2025$46.6M$6.9M$8.2M190%$0
Q3 2025$46.9M$7.2M$8.4M193%$0
Q2 2025$41.9M$5.8M$3.6M179%$0
Q1 2025$39.8M$3.5M$3.6M182%$0
Q4 2024$53.3M$9.3M$4.1M207%$0
Q3 2024$52.9M$14.1M$3.6M227%$0
Q2 2024$51.5M$13.8M$3.0M231%$0

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.