AR lenders / Community Bank
FBT Bank & Mortgage
Community Bank · Fordyce, AR · Fbt Bancshares Inc
- Total assets
- $250.5M
- CRE loan book
- $50.9M
- QoQ CRE growth
- 9.2%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.04% as of Q1 2026 — TX bank median 4.87% (2.18pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.04% | 7.70% |
| Q4 2025 | 9.96% | 7.78% |
| Q3 2025 | 6.84% | 7.84% |
| Q2 2025 | 6.87% | 7.63% |
| Q1 2025 | 6.72% | 7.46% |
| Q4 2024 | 6.41% | 7.59% |
| Q3 2024 | 6.76% | 7.57% |
| Q2 2024 | 6.59% | 7.33% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $50.9M | $17.4M | $2.1M | 89% | $470,000 |
| Q4 2025 | $46.6M | $18.0M | $2.2M | 92% | $192,000 |
| Q3 2025 | $47.8M | $19.9M | $2.2M | 100% | $217,000 |
| Q2 2025 | $44.1M | $18.0M | $2.2M | 97% | $225,000 |
| Q1 2025 | $43.6M | $17.4M | $2.3M | 97% | $214,000 |
| Q4 2024 | $42.2M | $16.5M | $2.3M | 93% | $222,000 |
| Q3 2024 | $40.8M | $18.1M | $2.4M | 98% | $488,000 |
| Q2 2024 | $38.3M | $16.5M | $2.3M | 95% | $237,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Waterman BankCommunity Bank · Waterman · $50.8M CRE book
- Heartland BankCommunity Bank · Somers · $50.8M CRE book
- Harvest BankCommunity Bank · Kimball · $50.7M CRE book
- Bank of ClarksonCommunity Bank · Clarkson · $51.2M CRE book
- Citizens Savings Bank and Trust CompanyCommunity Bank · Nashville · $51.2M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.