KY lenders / Community Bank
Bank of Clarkson
Community Bank · Clarkson, KY · First Breckinridge Bancshares
- Total assets
- $180.6M
- CRE loan book
- $51.2M
- QoQ CRE growth
- -0.0%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.74% as of Q1 2026 — TX bank median 4.87% (1.87pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.74% | 7.11% |
| Q4 2025 | 6.84% | 7.27% |
| Q3 2025 | 6.81% | 7.28% |
| Q2 2025 | 6.72% | 7.19% |
| Q1 2025 | 6.56% | 7.00% |
| Q4 2024 | 6.70% | 7.19% |
| Q3 2024 | 6.31% | 6.82% |
| Q2 2024 | 6.35% | 6.83% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $51.2M | $22.1M | $3.9M | 179% | $0 |
| Q4 2025 | $51.2M | $21.6M | $4.0M | 182% | $0 |
| Q3 2025 | $49.4M | $19.5M | $4.0M | 177% | $0 |
| Q2 2025 | $45.4M | $22.4M | $345,000 | 160% | $0 |
| Q1 2025 | $43.9M | $22.3M | $586,000 | 197% | $0 |
| Q4 2024 | $42.1M | $20.5M | $600,000 | 179% | $0 |
| Q3 2024 | $40.2M | $19.2M | $609,000 | 176% | $0 |
| Q2 2024 | $39.3M | $17.3M | $622,000 | 169% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Citizens Savings Bank and Trust CompanyCommunity Bank · Nashville · $51.2M CRE book
- The Portage County BankCommunity Bank · Almond · $51.4M CRE book
- Commercial Bank and Trust of PACommunity Bank · Latrobe · $51.4M CRE book
- FBT Bank & MortgageCommunity Bank · Fordyce · $50.9M CRE book
- Waterman BankCommunity Bank · Waterman · $50.8M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.