RefiLoop Lender Data

IL lenders / Community Bank

Clay County State Bank

Community Bank · Louisville, IL · Clay Cnty State Bancshares Inc

Total assets
$106.7M
CRE loan book
$10.6M
CRE concentration
73%
below the 300% supervisory guideline
QoQ CRE growth
2.6%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$10.6M$0$073%$58,000
Q4 2025$10.3M$0$073%$58,000
Q3 2025$9.5M$0$066%$58,000
Q2 2025$8.9M$0$063%$40,000
Q1 2025$8.4M$0$060%$40,000
Q4 2024$8.1M$0$059%$41,000
Q3 2024$8.2M$0$059%$40,000
Q2 2024$8.3M$0$060%$41,000

Similar lenders

Other community banks we track with a comparable CRE book size.

See all alternatives to Clay County State Bank

Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.