KS lenders / Community Bank
Farmers National Bank
Community Bank · Phillipsburg, KS
- Total assets
- $176.1M
- CRE loan book
- $10.4M
- QoQ CRE growth
- -3.6%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.09% as of Q1 2026 — TX bank median 4.87% (1.22pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.09% | 6.57% |
| Q4 2025 | 6.34% | 6.95% |
| Q3 2025 | 6.26% | 6.95% |
| Q2 2025 | 6.11% | 6.71% |
| Q1 2025 | 5.82% | 6.39% |
| Q4 2024 | 5.86% | 6.66% |
| Q3 2024 | 5.81% | 6.62% |
| Q2 2024 | 5.65% | 7.12% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $10.4M | $1.6M | $0 | 30% | $16,000 |
| Q4 2025 | $10.8M | $1.8M | $0 | 32% | $19,000 |
| Q3 2025 | $10.8M | $1.7M | $0 | 33% | $25,000 |
| Q2 2025 | $10.5M | $1.6M | $0 | 32% | $34,000 |
| Q1 2025 | $10.5M | $1.5M | $0 | 33% | $41,000 |
| Q4 2024 | $10.8M | $1.8M | $0 | 35% | $49,000 |
| Q3 2024 | $11.6M | $1.8M | $0 | 37% | $52,000 |
| Q2 2024 | $11.5M | $1.4M | $0 | 38% | $56,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Citizens Bank & TrustCommunity Bank · Rock Port · $10.3M CRE book
- The State BankCommunity Bank · Spirit Lake · $10.3M CRE book
- United Bank and Trust CompanyCommunity Bank · Hampton · $10.3M CRE book
- The First National Bank in CimarronCommunity Bank · Cimarron · $10.3M CRE book
- Clay County State BankCommunity Bank · Louisville · $10.6M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.