IA lenders / Community Bank
First Heritage Bank
Community Bank · Shenandoah, IA · First National Bcorp
- Total assets
- $72.1M
- CRE loan book
- $10.7M
- QoQ CRE growth
- -3.0%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.55% as of Q1 2026 — TX bank median 4.87% (1.69pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.55% | 6.83% |
| Q4 2025 | 6.71% | 6.98% |
| Q3 2025 | 6.65% | 6.89% |
| Q2 2025 | 6.40% | 6.79% |
| Q1 2025 | 6.21% | 6.61% |
| Q4 2024 | 6.52% | 6.87% |
| Q3 2024 | 6.25% | 6.66% |
| Q2 2024 | 6.05% | 6.39% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $10.7M | $2.9M | $578,000 | 85% | $0 |
| Q4 2025 | $11.0M | $3.2M | $581,000 | 95% | $0 |
| Q3 2025 | $11.8M | $3.4M | $1.2M | 124% | $0 |
| Q2 2025 | $11.3M | $3.8M | $1.2M | 121% | $0 |
| Q1 2025 | $9.6M | $2.9M | $1.2M | 96% | $0 |
| Q4 2024 | $9.7M | $2.9M | $1.2M | 110% | $0 |
| Q3 2024 | $10.2M | $3.6M | $1.2M | 106% | $0 |
| Q2 2024 | $11.0M | $4.2M | $1.2M | 118% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Community Bank Of OklahomaCommunity Bank · Verden · $10.7M CRE book
- Clay County State BankCommunity Bank · Louisville · $10.6M CRE book
- Anna State BankCommunity Bank · Anna · $10.8M CRE book
- Citizens Bank of ChatsworthCommunity Bank · Chatsworth · $10.8M CRE book
- Bank of CashtonCommunity Bank · Cashton · $10.9M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.