RefiLoop Lender Data

IA lenders / Community Bank

The State Bank

Community Bank · Spirit Lake, IA · State Banco Ltd

Total assets
$91.4M
CRE loan book
$10.3M
CRE concentration
47%
below the 300% supervisory guideline
QoQ CRE growth
4.5%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$10.3M$3.3M$047%$0
Q4 2025$9.9M$2.4M$040%$0
Q3 2025$9.0M$1.6M$033%$0
Q2 2025$10.2M$1.3M$739,00048%$0
Q1 2025$10.0M$1.1M$741,00047%$0
Q4 2024$11.8M$1.5M$1.5M59%$0
Q3 2024$13.6M$3.7M$730,00068%$0
Q2 2024$14.4M$4.4M$730,00073%$0

Similar lenders

Other community banks we track with a comparable CRE book size.

See all alternatives to The State Bank

Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.