MO lenders / Community Bank
BTC Bank
Community Bank · Bethany, MO · Bethany Bankshares Inc
- Total assets
- $1.6B
- CRE loan book
- $208.4M
- QoQ CRE growth
- 16.5%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.10% as of Q1 2026 — TX bank median 4.87% (2.24pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.10% | 7.17% |
| Q4 2025 | 7.40% | 7.47% |
| Q3 2025 | 7.41% | 7.47% |
| Q2 2025 | 7.21% | 7.29% |
| Q1 2025 | 7.20% | 7.20% |
| Q4 2024 | 7.43% | 7.36% |
| Q3 2024 | 7.19% | 7.32% |
| Q2 2024 | 6.98% | 7.14% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $208.4M | $30.6M | $2.9M | 62% | $1.9M |
| Q4 2025 | $178.8M | $37.1M | $2.9M | 68% | $1.9M |
| Q3 2025 | $186.5M | $34.5M | $2.9M | 74% | $1.9M |
| Q2 2025 | $159.7M | $37.6M | $2.9M | 66% | $1.9M |
| Q1 2025 | $156.6M | $37.0M | $3.0M | 84% | $0 |
| Q4 2024 | $145.8M | $31.2M | $2.8M | 82% | $0 |
| Q3 2024 | $127.4M | $27.1M | $2.2M | 78% | $0 |
| Q2 2024 | $113.9M | $20.0M | $2.1M | 74% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Citizens Bank & Trust CompanyCommunity Bank · Plaquemine · $212.0M CRE book
- BLC Community BankCommunity Bank · Little Chute · $213.1M CRE book
- Focus BankCommunity Bank · Charleston · $213.7M CRE book
- The Malvern National BankCommunity Bank · Malvern · $214.0M CRE book
- Home State BankCommunity Bank · Jefferson · $202.8M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.