RefiLoop Lender Data

CA lenders / Community Bank

HCN Bank

Community Bank · Riverside, CA · Hemet Bcorp

Total assets
$974.1M
CRE loan book
$744.0M
CRE concentration
550%
above the 300% supervisory guideline
QoQ CRE growth
1.4%
Q1 2026

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 5.47% as of Q1 2026 — TX bank median 4.87% (0.60pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20265.47%5.46%
Q4 20255.64%5.64%
Q3 20255.49%5.49%
Q2 20255.39%5.39%
Q1 20255.38%5.39%
Q4 20245.36%5.38%
Q3 20245.40%5.43%
Q2 20245.16%5.17%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$744.0M$1.6M$32.2M550%$0
Q4 2025$734.1M$449,000$25.3M549%$0
Q3 2025$734.0M$804,000$26.1M545%$0
Q2 2025$709.2M$809,000$22.3M533%$0
Q1 2025$681.7M$813,000$24.1M523%$0
Q4 2024$680.5M$818,000$24.2M529%$0
Q3 2024$684.6M$1.3M$22.9M529%$0
Q2 2024$701.2M$1.1M$19.3M555%$0

Similar lenders

Other community banks we track with a comparable CRE book size.

See all alternatives to HCN Bank

Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.