RefiLoop Lender Data

MA lenders / Community Bank

Avidia Bank

Community Bank · Hudson, MA · Avidia Bcorp Inc

Total assets
$2.8B
CRE loan book
$745.4M
CRE concentration
280%
below the 300% supervisory guideline
QoQ CRE growth
-0.4%
Q1 2026

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 4.87% as of Q1 2026 — TX bank median 4.87% (0.00pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20264.87%5.30%
Q4 20254.91%5.34%
Q3 20254.61%5.25%
Q2 20254.75%5.19%
Q1 20254.74%5.09%
Q4 20244.89%5.18%
Q3 20245.23%5.26%
Q2 20244.95%5.12%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$745.4M$98.9M$79.7M280%$6.1M
Q4 2025$748.4M$104.9M$78.8M291%$12.7M
Q3 2025$727.3M$97.1M$71.6M284%$9.0M
Q2 2025$727.3M$93.4M$64.6M407%$8.9M
Q1 2025$707.7M$90.4M$68.3M399%$9.1M
Q4 2024$681.1M$96.2M$63.3M385%$0
Q3 2024$671.4M$88.6M$57.4M377%$0
Q2 2024$660.8M$91.3M$59.3M372%$0

Signals

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.