TX lenders / Community Bank
Wellington State Bank
Community Bank · Wellington, TX · Wsb Bancshares Inc
- Total assets
- $650.2M
- CRE loan book
- $179.6M
- QoQ CRE growth
- -0.5%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.53% as of Q1 2026 — TX bank median 6.76% (0.22pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.53% | 7.01% |
| Q4 2025 | 6.57% | 6.91% |
| Q3 2025 | 6.47% | 6.84% |
| Q2 2025 | 6.83% | 7.26% |
| Q1 2025 | 6.41% | 6.87% |
| Q4 2024 | 7.24% | 7.66% |
| Q3 2024 | 7.02% | 7.66% |
| Q2 2024 | 6.68% | 7.33% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $179.6M | $37.8M | $16.7M | 223% | $20.1M |
| Q4 2025 | $180.5M | $37.9M | $15.0M | 226% | $20.6M |
| Q3 2025 | $175.6M | $35.1M | $14.7M | 222% | $16.1M |
| Q2 2025 | $191.0M | $41.7M | $10.0M | 267% | $8.6M |
| Q1 2025 | $180.3M | $42.3M | $9.9M | 259% | $8.8M |
| Q4 2024 | $179.0M | $41.0M | $10.0M | 255% | $0 |
| Q3 2024 | $172.8M | $43.5M | $9.1M | 252% | $84,000 |
| Q2 2024 | $177.8M | $44.5M | $9.2M | 264% | $6.0M |
Similar lenders
Other community banks we track with a comparable CRE book size.
- State Bank FinancialCommunity Bank · La Crosse · $180.3M CRE book
- Community Bank of LouisianaCommunity Bank · Mansfield · $180.3M CRE book
- Iowa State BankCommunity Bank · Des Moines · $178.7M CRE book
- SouthTrust Bank, N.A.Community Bank · George West · $181.9M CRE book
- Global One BankCommunity Bank · Houston · $182.5M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.