WI lenders / Community Bank
Royal Bank
Community Bank · Elroy, WI · Royal Bancshares Inc
- Total assets
- $808.6M
- CRE loan book
- $132.4M
- QoQ CRE growth
- 0.9%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.84% as of Q1 2026 — TX bank median 4.87% (0.97pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.84% | 6.24% |
| Q4 2025 | 6.07% | 6.42% |
| Q3 2025 | 5.97% | 6.38% |
| Q2 2025 | 5.81% | 6.26% |
| Q1 2025 | 5.71% | 6.14% |
| Q4 2024 | 5.85% | 6.26% |
| Q3 2024 | 5.65% | 6.12% |
| Q2 2024 | 5.50% | 5.96% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $132.4M | $12.7M | $2.0M | 96% | $81,000 |
| Q4 2025 | $131.2M | $14.5M | $2.0M | 98% | $81,000 |
| Q3 2025 | $124.6M | $12.6M | $1.2M | 92% | $0 |
| Q2 2025 | $122.6M | $10.1M | $3.4M | 99% | $0 |
| Q1 2025 | $112.3M | $11.0M | $3.4M | 88% | $0 |
| Q4 2024 | $111.3M | $12.0M | $3.4M | 87% | $0 |
| Q3 2024 | $107.4M | $13.5M | $3.4M | 89% | $126,000 |
| Q2 2024 | $104.5M | $10.6M | $3.5M | 86% | $145,000 |
Signals
Recent news
- Insider sells 9,604 shares of Royal Bank of Canada stock - AD HOC NEWS — Coverage of Royal Bank related to commercial real estate and lending reported by ad-hoc-news.de.Oct 6, 2026
- Royal Bank of Canada announces debt issue while Royal Bank of Canada stock costs EUR 173.92 - AD HOC NEWS — Coverage of Royal Bank related to commercial real estate and lending reported by ad-hoc-news.de.Oct 5, 2026
- Royal Bank of Canada (TSX:RY): Can Dividend Growth Continue? - Kalkine Media — Coverage of Royal Bank related to commercial real estate and lending reported by kalkinemedia.com.Sep 30, 2026
- Royal Bank of Canada (TSX:RY) Shares Soften Amid Active Trading: Domestic Lending Trajectory, Net Interest Margins, and Global Capital Markets Dynamics Weigh on Sentiment - kalkine.ca — Coverage of Royal Bank related to lending reported by kalkine.ca.Sep 23, 2026
- Royal Bank of Canada Highlights 18% ROE, HSBC Synergies and U.S. Growth - TradingView — Coverage of Royal Bank related to commercial real estate and lending reported by tradingview.com.Sep 20, 2026
- Royal Bank of Canada at Scotiabank summit: ai, growth lift returns By Investing.com - Investing.com South Africa — Coverage of Royal Bank related to commercial real estate and lending reported by m.za.investing.com.Sep 9, 2026
- Royal Bank of Canada at Scotiabank summit: ai, growth lift returns By Investing.com - Investing.com Australia — Coverage of Royal Bank related to commercial real estate and lending reported by m.au.investing.com.Sep 9, 2026
- Royal Bank of Canada at Scotiabank summit: ai, growth lift returns - Investing.com — Coverage of Royal Bank related to commercial real estate and lending reported by investing.com.Sep 9, 2026
Similar lenders
Other community banks we track with a comparable CRE book size.
- Midstates Bank, National AssociationCommunity Bank · Council Bluffs · $132.2M CRE book
- Farmers State Bank of Alto Pass, Ill.Community Bank · Alto Pass · $130.3M CRE book
- PrinsBankCommunity Bank · Prinsburg · $130.2M CRE book
- Belgrade State BankCommunity Bank · Belgrade · $135.0M CRE book
- First State Bank and TrustCommunity Bank · Bayport · $129.9M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.