IA lenders / Community Bank
Midstates Bank, National Association
Community Bank · Council Bluffs, IA · Midstates Bancshares Inc
- Total assets
- $631.4M
- CRE loan book
- $132.2M
- QoQ CRE growth
- 0.6%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.95% as of Q1 2026 — TX bank median 4.87% (1.09pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.95% | 6.14% |
| Q4 2025 | 7.50% | 7.34% |
| Q3 2025 | 6.02% | 6.41% |
| Q2 2025 | 5.79% | 6.29% |
| Q1 2025 | 5.62% | 6.02% |
| Q4 2024 | 5.71% | 6.13% |
| Q3 2024 | 5.67% | 6.27% |
| Q2 2024 | 5.58% | 6.12% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $132.2M | $19.0M | $50.7M | 118% | $11,000 |
| Q4 2025 | $131.3M | $25.8M | $50.8M | 127% | $13,000 |
| Q3 2025 | $127.5M | $20.1M | $49.2M | 122% | $109,000 |
| Q2 2025 | $123.8M | $18.4M | $48.5M | 120% | $124,000 |
| Q1 2025 | $122.1M | $14.8M | $47.8M | 120% | $658,000 |
| Q4 2024 | $119.1M | $11.7M | $49.3M | 121% | $652,000 |
| Q3 2024 | $120.9M | $20.9M | $41.0M | 126% | $1.0M |
| Q2 2024 | $119.6M | $19.9M | $41.6M | 126% | $1.1M |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Royal BankCommunity Bank · Elroy · $132.4M CRE book
- Farmers State Bank of Alto Pass, Ill.Community Bank · Alto Pass · $130.3M CRE book
- PrinsBankCommunity Bank · Prinsburg · $130.2M CRE book
- First State Bank and TrustCommunity Bank · Bayport · $129.9M CRE book
- First National Bank of ScotiaCommunity Bank · Scotia · $129.9M CRE book
See all alternatives to Midstates Bank, National Association →
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.