IL lenders / Community Bank
Farmers State Bank of Alto Pass, Ill.
Community Bank · Alto Pass, IL · Farmers State Holding Corp
- Total assets
- $356.7M
- CRE loan book
- $130.3M
- QoQ CRE growth
- 1.5%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.08% as of Q1 2026 — TX bank median 4.87% (2.21pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.08% | 7.45% |
| Q4 2025 | 7.44% | 8.11% |
| Q3 2025 | 7.16% | 7.48% |
| Q2 2025 | 7.27% | 7.58% |
| Q1 2025 | 7.13% | 7.44% |
| Q4 2024 | 7.67% | 7.84% |
| Q3 2024 | 7.36% | 7.58% |
| Q2 2024 | 7.27% | 7.63% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $130.3M | $27.1M | $3.1M | 196% | $1.8M |
| Q4 2025 | $128.4M | $26.6M | $3.1M | 179% | $1.8M |
| Q3 2025 | $107.2M | $23.4M | $3.2M | 134% | $2.4M |
| Q2 2025 | $114.7M | $30.6M | $3.2M | 143% | $1.0M |
| Q1 2025 | $119.4M | $34.9M | $2.6M | 152% | $1.0M |
| Q4 2024 | $113.7M | $35.0M | $2.6M | 152% | $1.0M |
| Q3 2024 | $111.0M | $32.9M | $3.0M | 146% | $1.1M |
| Q2 2024 | $107.2M | $29.3M | $2.4M | 136% | $1.6M |
Similar lenders
Other community banks we track with a comparable CRE book size.
- PrinsBankCommunity Bank · Prinsburg · $130.2M CRE book
- First State Bank and TrustCommunity Bank · Bayport · $129.9M CRE book
- First National Bank of ScotiaCommunity Bank · Scotia · $129.9M CRE book
- Lone Star BankCommunity Bank · Houston · $128.6M CRE book
- Midstates Bank, National AssociationCommunity Bank · Council Bluffs · $132.2M CRE book
See all alternatives to Farmers State Bank of Alto Pass, Ill. →
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.