WA lenders / Regional Bank
WaFd Bank
Regional Bank · Seattle, WA · Wafd Inc
- Total assets
- $27.6B
- CRE loan book
- $10.1B
- QoQ CRE growth
- 0.6%
- Q1 2026
Observed rates
Real loans — SBA 7(a)
8 SBA 7(a) real-estate loans in Texas over the last 12 months · median rate 9.94% (8 variable / 0 fixed) · $505K total approved.
Borrower cities: Leander (2), Stafford, Fort Worth, Irving, Dallas, Round Rock.
Source: SBA 7(a) FOIA dataset · most recent approval Mar 13, 2026. Loan-level government-guaranteed pricing; conventional CRE terms may differ.
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 4.95% as of Q1 2026 — TX bank median 4.87% (0.09pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 4.95% | 5.26% |
| Q4 2025 | 4.97% | 5.27% |
| Q3 2025 | 5.07% | 5.37% |
| Q2 2025 | 5.10% | 5.41% |
| Q1 2025 | 5.09% | 5.38% |
| Q4 2024 | 5.22% | 5.54% |
| Q3 2024 | 5.47% | 5.81% |
| Q2 2024 | 5.63% | 5.91% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $10.1B | $1.3B | $4.7B | 348% | $40.3M |
| Q4 2025 | $10.1B | $1.4B | $4.6B | 339% | $105.9M |
| Q3 2025 | $10.1B | $1.4B | $4.6B | 346% | $93.2M |
| Q2 2025 | $10.2B | $1.4B | $4.8B | 349% | $62.5M |
| Q1 2025 | $10.5B | $1.6B | $4.9B | 357% | $40.7M |
| Q4 2024 | $10.5B | $1.8B | $4.7B | 361% | $51.8M |
| Q3 2024 | $10.5B | $1.9B | $4.6B | 360% | $47.1M |
| Q2 2024 | $10.5B | $2.0B | $4.4B | 362% | $37.9M |
Signals
Recent news
- Thrifts & Mortgage Finance Stocks Q2 Results: Benchmarking WaFd Bank (NASDAQ:WAFD) - StockStory — Coverage of WaFd Bank related to commercial real estate and lending reported by stockstory.org.Oct 1, 2026
- Bank of America Corp DE Acquires New Stake in WaFd, Inc. $WAFD - MarketBeat — Coverage of WaFd Bank related to M&A activity reported by marketbeat.com.Sep 23, 2026
- WaFd and EverBank to Combine in $3.9 Billion Reverse Merger, Creating $75 Billion Regional Bank - finance.biggo.com — Coverage of WaFd Bank related to M&A activity reported by finance.biggo.com.Sep 8, 2026
- EverBank $3.9B WaFd Deal Forges Coast-to-Coast Banking Powerhouse - usaherald.com — Coverage of WaFd Bank related to commercial real estate and lending reported by usaherald.com.Sep 8, 2026
- WaFd, Inc., Everbank Financial Corp. Enter Reverse Merger Transaction - 425business.com — Coverage of WaFd Bank related to M&A activity reported by 425business.com.Sep 8, 2026
- WaFd's EverBank Merger Deal: A Boost to Earnings & Scale? - The Globe and Mail — Coverage of WaFd Bank related to M&A activity and earnings reported by theglobeandmail.com.Sep 8, 2026
- EverBank, WaFd to merge in $3.9B deal - Banking Dive — Coverage of WaFd Bank related to commercial real estate and lending reported by bankingdive.com.Sep 8, 2026
- WaFd Merges With Digital Lender EverBank in $3.9 Billion Deal - PYMNTS.com — Coverage of WaFd Bank related to lending reported by pymnts.com.Sep 8, 2026
Similar lenders
Other regional banks we track with a comparable CRE book size.
- Fulton Bank, National AssociationRegional Bank · Lancaster · $10.0B CRE book
- Eastern BankRegional Bank · Boston · $10.0B CRE book
- Frost BankRegional Bank · San Antonio · $10.3B CRE book
- Prosperity BankRegional Bank · El Campo · $10.4B CRE book
- United Community BankRegional Bank · Greenville · $9.8B CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.