SC lenders / Regional Bank
United Community Bank
Regional Bank · Greenville, SC · United Community Banks Inc
- Total assets
- $28.1B
- CRE loan book
- $9.8B
- QoQ CRE growth
- 1.1%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.64% as of Q1 2026 — TX bank median 4.87% (0.77pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.64% | 5.87% |
| Q4 2025 | 5.83% | 6.07% |
| Q3 2025 | 5.94% | 6.24% |
| Q2 2025 | 5.84% | 6.06% |
| Q1 2025 | 5.67% | 5.97% |
| Q4 2024 | 5.87% | 6.19% |
| Q3 2024 | 6.02% | 6.43% |
| Q2 2024 | 5.97% | 6.36% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $9.8B | $1.3B | $782.0M | 216% | $28.0M |
| Q4 2025 | $9.7B | $1.2B | $863.3M | 216% | $22.0M |
| Q3 2025 | $9.6B | $1.9B | $579.2M | 225% | $24.4M |
| Q2 2025 | $9.5B | $1.9B | $590.3M | 226% | $24.0M |
| Q1 2025 | $9.2B | $1.9B | $613.9M | 224% | $30.8M |
| Q4 2024 | $9.1B | $1.8B | $633.3M | 218% | $43.7M |
| Q3 2024 | $9.1B | $2.0B | $529.0M | 221% | $45.7M |
| Q2 2024 | $9.1B | $2.2B | $336.8M | 220% | $45.8M |
Signals
Recent news
- Busy Q3 Sets Up United Community Banks For Improved Results (NYSE:UCB) - Seeking Alpha — Coverage of United Community Bank related to commercial real estate and lending reported by seekingalpha.com.Oct 8, 2026
- United Community Banks (UCB) Sets Q3 Earnings Date, Is The Stock Still Undervalued? - Simply Wall Street — Coverage of United Community Bank related to earnings reported by simplywall.st.Oct 1, 2026
- United Community Banks, Inc. (NASDAQ: UCB) Share Price, UCB Stock News, UCB Share Price & Updates - Kalkine — Coverage of United Community Bank related to commercial real estate and lending reported by kalkine.com.au.Sep 18, 2026
- Keefe, Bruyette & Woods Forecasts Strong Price Appreciation for United Community Banks (NYSE:UCB) Stock - MarketBeat — Coverage of United Community Bank related to commercial real estate and lending reported by marketbeat.com.Sep 16, 2026
- United Community Banks, Inc. $UCB Shares Sold by Hsbc Holdings PLC - MarketBeat — Coverage of United Community Bank related to commercial real estate and lending reported by marketbeat.com.Sep 14, 2026
- United Community Banks (NYSE:UCB) Upgraded to Hold at Wall Street Zen - MarketBeat — Coverage of United Community Bank related to commercial real estate and lending reported by marketbeat.com.Sep 12, 2026
- United Community Banks (NYSE:UCB) Given New $38.00 Price Target at Piper Sandler - MarketBeat — Coverage of United Community Bank related to commercial real estate and lending reported by marketbeat.com.Sep 9, 2026
- United Community Banks, Inc. $UCB Holdings Reduced by Wellington Management Group LLP - MarketBeat — Coverage of United Community Bank related to commercial real estate and lending reported by marketbeat.com.Sep 9, 2026
Similar lenders
Other regional banks we track with a comparable CRE book size.
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.