VA lenders / Regional Bank
TowneBank
Regional Bank · Portsmouth, VA
- Total assets
- $22.4B
- CRE loan book
- $9.1B
- QoQ CRE growth
- 16.3%
- Q1 2026
Observed rates
Real loans — SBA 7(a)
4 SBA 7(a) real-estate loans in Texas over the last 12 months · median rate 9.38% (4 variable / 0 fixed) · $4.5M total approved.
Source: SBA 7(a) FOIA dataset · most recent approval Mar 10, 2026. Loan-level government-guaranteed pricing; conventional CRE terms may differ.
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.88% as of Q1 2026 — TX bank median 4.87% (1.02pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.88% | 5.85% |
| Q4 2025 | 5.67% | 5.69% |
| Q3 2025 | 5.60% | 5.59% |
| Q2 2025 | 5.68% | 5.36% |
| Q1 2025 | 5.27% | 5.28% |
| Q4 2024 | 5.38% | 5.42% |
| Q3 2024 | 5.40% | 5.46% |
| Q2 2024 | 5.36% | 5.42% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $9.1B | $1.5B | $894.7M | 276% | $12.4M |
| Q4 2025 | $7.8B | $1.3B | $858.2M | 275% | $4.7M |
| Q3 2025 | $7.8B | $1.2B | $920.3M | 279% | $1.7M |
| Q2 2025 | $7.3B | $1.1B | $887.1M | 267% | $3.3M |
| Q1 2025 | $6.8B | $1.0B | $841.3M | 248% | $1.8M |
| Q4 2024 | $6.7B | $1.1B | $801.1M | 247% | $2.1M |
| Q3 2024 | $6.7B | $1.1B | $750.9M | 249% | $2.2M |
| Q2 2024 | $6.7B | $1.2B | $682.5M | 250% | $2.3M |
Signals
Recent news
- TOWNEBANK WELCOMES DAVID WEAVER - The Business Journals — Coverage of TowneBank related to commercial real estate and lending reported by bizjournals.com.Oct 6, 2026
- TowneBank to Acquire blueharbor bank for $154 Million - citybiz — Coverage of TowneBank related to M&A activity reported by citybiz.co.Oct 6, 2026
- TOWNEBANK APPOINTS TRACY DODSON TO THE CHARLOTTE BOARD OF DIRECTORS - The Business Journals — Coverage of TowneBank related to personnel moves reported by bizjournals.com.Sep 10, 2026
- Winners And Losers Of Q2: TowneBank (NASDAQ:TOWN) Vs The Rest Of The Regional Banks Stocks - StockStory — Coverage of TowneBank related to commercial real estate and lending reported by stockstory.org.Aug 18, 2026
- Greater Clarity For The Future Makes TowneBank More Interesting (Rating Upgrade) - Seeking Alpha — Coverage of TowneBank related to commercial real estate and lending reported by seekingalpha.com.Aug 9, 2026
- Greater Clarity For The Future Makes TowneBank Stock More Interesting (NASDAQ:TOWN) - Seeking Alpha — Coverage of TowneBank related to commercial real estate and lending reported by seekingalpha.com.Aug 9, 2026
- TowneBank Reports Second Quarter 2026 Results, Driven by Resort Property Management Sale Gain and Improved Net Interest Income - Quiver Quantitative — Coverage of TowneBank related to commercial real estate and lending reported by quiverquant.com.Jul 23, 2026
- Q4 Earnings Roundup: TowneBank (NASDAQ:TOWN) And The Rest Of The Regional Banks Segment - Yahoo Finance — Coverage of TowneBank related to earnings reported by finance.yahoo.com.Jul 2, 2026
Similar lenders
Other regional banks we track with a comparable CRE book size.
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.