OK lenders / Regional Bank
MidFirst Bank
Regional Bank · Oklahoma City, OK · G Jeffrey Records Jr 2020 Family Tr
- Total assets
- $42.1B
- CRE loan book
- $9.1B
- QoQ CRE growth
- 0.1%
- Q1 2026
Observed rates
Real loans — SBA 7(a)
4 SBA 7(a) real-estate loans in Texas over the last 12 months · median rate 7.13% (0 variable / 4 fixed) · $8.1M total approved.
Source: SBA 7(a) FOIA dataset · most recent approval Mar 17, 2026. Loan-level government-guaranteed pricing; conventional CRE terms may differ.
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.45% as of Q1 2026 — TX bank median 4.87% (0.59pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.45% | 5.56% |
| Q4 2025 | 5.45% | 5.57% |
| Q3 2025 | 5.44% | 5.59% |
| Q2 2025 | 5.39% | 5.51% |
| Q1 2025 | 5.24% | 5.37% |
| Q4 2024 | 5.29% | 5.48% |
| Q3 2024 | 5.26% | 5.45% |
| Q2 2024 | 5.12% | 5.32% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $9.1B | $987.0M | $1.0B | 162% | $133.9M |
| Q4 2025 | $9.1B | $924.2M | $992.1M | 165% | $97.6M |
| Q3 2025 | $9.1B | $1.1B | $1.0B | 172% | $102.5M |
| Q2 2025 | $9.1B | $1.1B | $958.8M | 174% | $87.6M |
| Q1 2025 | $9.0B | $1.3B | $853.3M | 175% | $77.2M |
| Q4 2024 | $8.9B | $1.3B | $816.6M | 176% | $71.5M |
| Q3 2024 | $8.6B | $1.3B | $890.5M | 179% | $67.5M |
| Q2 2024 | $8.6B | $1.4B | $772.4M | 181% | $60.1M |
Similar lenders
Other regional banks we track with a comparable CRE book size.
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.