AR lenders / Regional Bank
Centennial Bank
Regional Bank · Conway, AR · Home Bancshares Inc
- Total assets
- $23.0B
- CRE loan book
- $9.2B
- QoQ CRE growth
- 0.9%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.10% as of Q1 2026 — TX bank median 4.87% (2.23pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.10% | 7.03% |
| Q4 2025 | 7.41% | 7.37% |
| Q3 2025 | 7.46% | 7.43% |
| Q2 2025 | 7.36% | 7.34% |
| Q1 2025 | 7.30% | 7.29% |
| Q4 2024 | 7.50% | 7.53% |
| Q3 2024 | 7.54% | 7.62% |
| Q2 2024 | 7.44% | 7.49% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $9.2B | $2.6B | $1.2B | 256% | $43.9M |
| Q4 2025 | $9.1B | $2.7B | $1.1B | 256% | $38.1M |
| Q3 2025 | $8.9B | $2.7B | $716.6M | 251% | $38.6M |
| Q2 2025 | $8.8B | $2.7B | $620.4M | 250% | $49.3M |
| Q1 2025 | $8.9B | $2.7B | $576.1M | 256% | $48.1M |
| Q4 2024 | $8.7B | $2.7B | $496.5M | 251% | $52.7M |
| Q3 2024 | $8.7B | $2.7B | $482.6M | 254% | $54.1M |
| Q2 2024 | $8.6B | $2.5B | $509.1M | 252% | $41.1M |
Signals
Recent news
- A-State and Centennial Bank Announce Football Jersey Patch Sponsorship - Arkansas State Red Wolves — Coverage of Centennial Bank related to commercial real estate and lending reported by astateredwolves.com.Sep 3, 2026
- Home BancShares, Inc. and Centennial Bank Mourn the Passing of Tracy French - The Manila Times — Coverage of Centennial Bank related to commercial real estate and lending reported by manilatimes.net.Aug 3, 2026
Similar lenders
Other regional banks we track with a comparable CRE book size.
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.