VA lenders / National Bank
Capital One, National Association
National Bank · Mclean, VA · Capital One Financial Corp
- Total assets
- $672.0B
- CRE loan book
- $24.4B
- QoQ CRE growth
- -1.9%
- Q1 2026
Recorded CRE activity — harris County
14 commercial deeds of trust recorded recently, verified from county records.
- Aug 14, 2026 · unknownundisclosed
- Aug 14, 2026 · unknownundisclosed
- Jul 7, 2026 · unknownundisclosed
- Jul 6, 2026 · unknownundisclosed
- Jul 6, 2026 · unknownundisclosed
- Jul 6, 2026 · unknownundisclosed
- Jul 6, 2026 · unknownundisclosed
- Jul 6, 2026 · unknownundisclosed
- Jul 2, 2026 · unknownundisclosed
- Jul 2, 2026 · unknownundisclosed
Observed rates
Real loans — SBA 7(a)
15 SBA 7(a) real-estate loans in Texas over the last 12 months · median rate 6.37% (2 variable / 13 fixed) · $20.8M total approved.
Borrower cities: Boerne (2), Rosenberg, Sugar Land, Houston, Wylie, Cedar Park.
Source: SBA 7(a) FOIA dataset · most recent approval Mar 4, 2026. Loan-level government-guaranteed pricing; conventional CRE terms may differ.
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.21% as of Q1 2026 — TX bank median 4.87% (0.34pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.21% | 13.06% |
| Q4 2025 | 5.00% | 13.42% |
| Q3 2025 | 4.35% | 13.51% |
| Q2 2025 | 5.09% | 12.89% |
| Q1 2025 | 5.82% | 12.46% |
| Q4 2024 | 6.10% | 12.88% |
| Q3 2024 | 6.36% | 13.20% |
| Q2 2024 | 6.65% | 12.57% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $24.4B | $1.9B | $7.3B | 61% | $676.0M |
| Q4 2025 | $24.8B | $2.0B | $7.9B | 62% | $649.4M |
| Q3 2025 | $24.2B | $1.9B | $7.9B | 61% | $778.8M |
| Q2 2025 | $24.7B | $1.8B | $7.7B | 60% | $728.6M |
| Q1 2025 | $25.7B | $2.1B | $8.2B | 78% | $834.5M |
| Q4 2024 | $24.8B | $2.0B | $7.4B | 78% | $912.7M |
| Q3 2024 | $26.3B | $2.1B | $8.4B | 78% | $983.4M |
| Q2 2024 | $27.4B | $2.3B | $9.0B | 85% | $731.1M |
Signals
Recent news
- COF|Capital One Financial Corp|Price:217.760|Chg%:-2.300 - TradingKey — Coverage of Capital One, National Association related to commercial real estate and lending reported by tradingkey.com.Aug 7, 2026
- COF|Capital One Financial Corp|Price:217.130|Chg%:+8.120 - TradingKey — Coverage of Capital One, National Association related to commercial real estate and lending reported by tradingkey.com.Jul 31, 2026
- COF|Capital One Financial Corp|Price:209.010|Chg%:-1.100 - TradingKey — Coverage of Capital One, National Association related to commercial real estate and lending reported by tradingkey.com.Jul 27, 2026
Similar lenders
Other national banks we track with a comparable CRE book size.
- Citibank, National AssociationNational Bank · Sioux Falls · $25.0B CRE book
- Citizens Bank, National AssociationNational Bank · Providence · $27.1B CRE book
- BMO Bank National AssociationNational Bank · Chicago · $28.1B CRE book
- TD Bank, National AssociationNational Bank · Wilmington · $30.6B CRE book
- Manufacturers and Traders Trust CompanyNational Bank · Buffalo · $33.4B CRE book
Markets where Capital One, National Association lends
Capital One, National Association has commercial deeds of trust recorded in these metros. See who else is active there and current rate ranges by property type.
Houston
Houston (Harris County)
Dallas–Fort Worth
Dallas–Fort Worth (Dallas, Tarrant, Collin & Denton Counties)
Last updated Aug 14, 2026 · Sources: FFIEC CDR, county records, first-party conversations.