IL lenders / National Bank
BMO Bank National Association
National Bank · Chicago, IL · Bank Of Montreal
- Total assets
- $252.0B
- CRE loan book
- $28.1B
- QoQ CRE growth
- 1.2%
- Q1 2026
Recorded CRE activity — co-arapahoe County
7 commercial deeds of trust recorded recently, verified from county records.
- Aug 12, 2026 · unknownundisclosed
- Jul 29, 2026 · unknownundisclosed
- Jul 27, 2026 · industrialundisclosed
- Jul 27, 2026 · industrialundisclosed
- Jul 27, 2026 · industrialundisclosed
- Jul 27, 2026 · industrialundisclosed
- Jul 27, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.66% as of Q1 2026 — TX bank median 4.87% (0.80pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.66% | 5.95% |
| Q4 2025 | 5.86% | 6.17% |
| Q3 2025 | 5.97% | 6.32% |
| Q2 2025 | 5.99% | 6.17% |
| Q1 2025 | 5.90% | 6.17% |
| Q4 2024 | 6.18% | 6.56% |
| Q3 2024 | 6.38% | 6.59% |
| Q2 2024 | 6.21% | 6.42% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $28.1B | $4.6B | $2.5B | 83% | $315.6M |
| Q4 2025 | $27.8B | $4.7B | $2.4B | 84% | $359.1M |
| Q3 2025 | $26.9B | $5.1B | $2.3B | 81% | $334.3M |
| Q2 2025 | $27.8B | $5.4B | $2.3B | 82% | $374.8M |
| Q1 2025 | $27.7B | $5.5B | $2.3B | 82% | $351.5M |
| Q4 2024 | $27.6B | $5.8B | $2.2B | 82% | $382.2M |
| Q3 2024 | $28.3B | $6.2B | $2.4B | 85% | $359.4M |
| Q2 2024 | $28.5B | $5.9B | $2.5B | 90% | $356.8M |
Signals
Similar lenders
Other national banks we track with a comparable CRE book size.
- Citizens Bank, National AssociationNational Bank · Providence · $27.1B CRE book
- TD Bank, National AssociationNational Bank · Wilmington · $30.6B CRE book
- Citibank, National AssociationNational Bank · Sioux Falls · $25.0B CRE book
- Capital One, National AssociationNational Bank · Mclean · $24.4B CRE book
- Manufacturers and Traders Trust CompanyNational Bank · Buffalo · $33.4B CRE book
Markets where BMO Bank National Association lends
BMO Bank National Association has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Houston
Houston (Harris County)
Last updated Aug 12, 2026 · Sources: FFIEC CDR, county records, first-party conversations.