RI lenders / National Bank
Citizens Bank, National Association
National Bank · Providence, RI · Citizens Financial Group Inc
- Total assets
- $227.1B
- CRE loan book
- $27.1B
- QoQ CRE growth
- -1.8%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.01% as of Q1 2026 — TX bank median 4.87% (0.15pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.01% | 5.26% |
| Q4 2025 | 5.25% | 5.36% |
| Q3 2025 | 5.34% | 5.42% |
| Q2 2025 | 5.27% | 5.33% |
| Q1 2025 | 5.20% | 5.24% |
| Q4 2024 | 5.43% | 5.45% |
| Q3 2024 | 5.55% | 5.58% |
| Q2 2024 | 5.46% | 5.65% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $27.1B | $5.0B | $7.9B | 105% | $698.3M |
| Q4 2025 | $27.6B | $5.4B | $7.8B | 106% | $635.1M |
| Q3 2025 | $28.5B | $6.2B | $7.8B | 111% | $722.9M |
| Q2 2025 | $29.1B | $6.4B | $7.8B | 115% | $727.8M |
| Q1 2025 | $29.6B | $6.6B | $7.7B | 116% | $756.7M |
| Q4 2024 | $30.2B | $6.9B | $7.5B | 121% | $835.0M |
| Q3 2024 | $31.2B | $7.0B | $7.6B | 126% | $926.1M |
| Q2 2024 | $31.3B | $7.3B | $7.6B | 129% | $743.2M |
Signals
Recent news
- Citizens Financial Group, Inc. (CFG) Stock Price, News, Quote & History - Yahoo! Finance Canada — Coverage of Citizens Bank, National Association related to commercial real estate and lending reported by ca.finance.yahoo.com.Aug 8, 2026
- Citizens Financial : 2Q26 Pillar 3 Regulatory Disclosures - marketscreener.com — Coverage of Citizens Bank, National Association related to regulatory matters reported by marketscreener.com.Aug 3, 2026
- Citizens Financial (NYSE: CFG) grows earnings, loans and capital in Q2 2026 - Stock Titan — Coverage of Citizens Bank, National Association related to earnings and lending reported by stocktitan.net.Aug 3, 2026
Similar lenders
Other national banks we track with a comparable CRE book size.
- BMO Bank National AssociationNational Bank · Chicago · $28.1B CRE book
- Citibank, National AssociationNational Bank · Sioux Falls · $25.0B CRE book
- Capital One, National AssociationNational Bank · Mclean · $24.4B CRE book
- TD Bank, National AssociationNational Bank · Wilmington · $30.6B CRE book
- Manufacturers and Traders Trust CompanyNational Bank · Buffalo · $33.4B CRE book
See all alternatives to Citizens Bank, National Association →
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.