RefiLoop Lender Data

UT lenders / National Bank

Morgan Stanley Bank, National Association

National Bank · Salt Lake City, UT · Morgan Stanley

Total assets
$391.3B
CRE loan book
$8.9B
CRE concentration
21%
below the 300% supervisory guideline
QoQ CRE growth
-0.1%
Q1 2026

Recorded CRE activity — oh-franklin County

2 commercial deeds of trust recorded recently, verified from county records.

  • Jul 28, 2026 · landundisclosed
  • Jul 15, 2026 · landundisclosed

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 6.04% as of Q1 2026 — TX bank median 4.87% (1.18pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20266.04%5.53%
Q4 20256.39%5.80%
Q3 20256.71%6.09%
Q2 20257.17%6.22%
Q1 20257.03%6.32%
Q4 20246.28%6.83%
Q3 20247.94%7.53%
Q2 20247.32%7.45%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

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CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$8.9B$314.0M$734.0M21%$504.0M
Q4 2025$8.9B$337.0M$393.0M35%$494.0M
Q3 2025$9.7B$345.0M$663.0M36%$579.0M
Q2 2025$8.9B$386.0M$542.0M35%$604.0M
Q1 2025$9.1B$420.0M$617.0M38%$448.0M
Q4 2024$9.1B$407.0M$639.0M42%$441.0M
Q3 2024$9.3B$382.0M$544.0M38%$462.0M
Q2 2024$9.4B$327.0M$674.0M41%$500.0M

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Last updated Jul 28, 2026 · Sources: FFIEC CDR, county records, first-party conversations.