UT lenders / National Bank
Ally Bank
National Bank · Sandy, UT · Ally Financial Inc
- Total assets
- $185.7B
- CRE loan book
- $7.9B
- QoQ CRE growth
- 2.7%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 3.22% as of Q1 2026 — TX bank median 4.87% (1.65pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 3.22% | 7.94% |
| Q4 2025 | 3.22% | 8.19% |
| Q3 2025 | 3.27% | 8.28% |
| Q2 2025 | 3.27% | 8.09% |
| Q1 2025 | 3.30% | 8.30% |
| Q4 2024 | 3.31% | 8.59% |
| Q3 2024 | 3.39% | 8.69% |
| Q2 2024 | 3.38% | 8.53% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $7.9B | $472.0M | $91.0M | 17% | $2.0M |
| Q4 2025 | $7.7B | $431.0M | $88.0M | 17% | $10.0M |
| Q3 2025 | $7.0B | $369.0M | $84.0M | 14% | $10.0M |
| Q2 2025 | $6.7B | $359.0M | $76.0M | 13% | $20.0M |
| Q1 2025 | $6.8B | $382.0M | $72.0M | 14% | $21.0M |
| Q4 2024 | $6.3B | $379.0M | $72.0M | 10% | $2.0M |
| Q3 2024 | $6.3B | $366.0M | $93.0M | 11% | $10.0M |
| Q2 2024 | $6.1B | $350.0M | $83.0M | 10% | $2.0M |
Signals
Similar lenders
Other national banks we track with a comparable CRE book size.
- Morgan Stanley Private Bank, National AssociationNational Bank · Purchase · $7.0B CRE book
- Morgan Stanley Bank, National AssociationNational Bank · Salt Lake City · $8.9B CRE book
- The Northern Trust CompanyNational Bank · Chicago · $6.3B CRE book
- The Bank of New York MellonNational Bank · New York · $4.9B CRE book
- Goldman Sachs Bank USANational Bank · New York · $14.7B CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.