AL lenders / National Bank
Regions Bank
National Bank · Birmingham, AL · Regions Financial Corp
- Total assets
- $159.4B
- CRE loan book
- $15.8B
- QoQ CRE growth
- 4.4%
- Q1 2026
Observed rates
Real loans — SBA 7(a)
16 SBA 7(a) real-estate loans in Texas over the last 12 months · median rate 7.75% (11 variable / 5 fixed) · $16.8M total approved.
Borrower cities: Dallas (2), Denison, Pearland, Mckinney, Mansfield, Cedar Hill.
Source: SBA 7(a) FOIA dataset · most recent approval Mar 26, 2026. Loan-level government-guaranteed pricing; conventional CRE terms may differ.
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 4.91% as of Q1 2026 — TX bank median 4.87% (0.04pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 4.91% | 5.43% |
| Q4 2025 | 5.14% | 5.68% |
| Q3 2025 | 5.13% | 5.75% |
| Q2 2025 | 5.09% | 5.73% |
| Q1 2025 | 4.97% | 5.58% |
| Q4 2024 | 5.04% | 5.87% |
| Q3 2024 | 5.21% | 6.03% |
| Q2 2024 | 5.13% | 5.90% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $15.8B | $2.7B | $3.5B | 105% | $154.0M |
| Q4 2025 | $15.2B | $2.6B | $3.2B | 102% | $162.0M |
| Q3 2025 | $15.1B | $2.7B | $3.3B | 102% | $175.0M |
| Q2 2025 | $15.2B | $2.9B | $3.1B | 104% | $340.0M |
| Q1 2025 | $14.8B | $3.2B | $2.5B | 102% | $393.0M |
| Q4 2024 | $14.9B | $2.9B | $2.8B | 104% | $464.0M |
| Q3 2024 | $15.0B | $3.1B | $2.5B | 102% | $342.0M |
| Q2 2024 | $15.0B | $3.2B | $2.4B | 105% | $368.0M |
Signals
Recent news
- Regions Bank Helps $64M Refinance of North Carolina Multifamily Community Elevate Rocky River - Yield PRO — Coverage of Regions Bank related to refinancing reported by yieldpro.com.Sep 30, 2026
- Regions Financial Eyes 150 New Branches as Deposit Strength Supports Growth - TradingView — Coverage of Regions Bank related to commercial real estate and lending reported by tradingview.com.Sep 20, 2026
- Regions Financial Looks More Attractive Again, Regardless Of The Fed's Decision (NYSE:RF) - Seeking Alpha — Coverage of Regions Bank related to commercial real estate and lending reported by seekingalpha.com.Sep 7, 2026
- Regions Bank building in Jonesboro sells for $5.8 million - Talk Business & Politics — Coverage of Regions Bank related to commercial real estate and lending reported by talkbusiness.net.Aug 26, 2026
- Regions Bank Launches Whole Loan Advisory Team, Helping Clients Optimize Balance Sheets and Loan Portfolios - Morningstar — Coverage of Regions Bank related to lending reported by morningstar.com.Aug 26, 2026
- Regions Bank Launches Whole Loan Advisory Team, Helping Clients Optimize Balance Sheets and Loan Portfolios - Regions Bank — Coverage of Regions Bank related to lending reported by ir.regions.com.Aug 26, 2026
- Regions Bank Launches Whole Loan Advisory Team, Helping Clients Optimize Balance Sheets and Loan Portfolios - Business Wire — Coverage of Regions Bank related to lending reported by businesswire.com.Aug 26, 2026
- Regions Bank to invest millions in namesake Midtown Atlanta office tower - bizjournals.com — Coverage of Regions Bank related to commercial real estate and lending reported by bizjournals.com.Aug 11, 2026
Similar lenders
Other national banks we track with a comparable CRE book size.
- Goldman Sachs Bank USANational Bank · New York · $14.7B CRE book
- KeyBank National AssociationNational Bank · Cleveland · $17.5B CRE book
- Santander Bank, N.A.National Bank · Wilmington · $17.7B CRE book
- Capital One, National AssociationNational Bank · Mclean · $24.4B CRE book
- Citibank, National AssociationNational Bank · Sioux Falls · $25.0B CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.