TX lenders / Community Bank
Victory Bank
Community Bank · Lubbock, TX · Victory Financial Corp
- Total assets
- $260.0M
- CRE loan book
- $69.0M
- QoQ CRE growth
- 9.9%
- Q1 2026
Recorded CRE activity — harris County
4 commercial deeds of trust recorded recently, verified from county records.
- Jul 2, 2026 · unknownundisclosed
- Jun 11, 2026 · unknownundisclosed
- Jun 11, 2026 · unknownundisclosed
- Jun 11, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.22% as of Q1 2026 — TX bank median 4.87% (2.36pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.22% | 7.26% |
| Q4 2025 | 7.77% | 7.90% |
| Q3 2025 | 7.66% | 7.77% |
| Q2 2025 | 7.34% | 7.50% |
| Q1 2025 | 6.73% | 7.22% |
| Q4 2024 | 7.82% | 8.26% |
| Q3 2024 | 7.89% | 8.40% |
| Q2 2024 | 7.91% | 8.48% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $69.0M | $29.1M | $0 | 160% | $0 |
| Q4 2025 | $62.8M | $25.3M | $0 | 152% | $0 |
| Q3 2025 | $50.1M | $16.3M | $0 | 115% | $0 |
| Q2 2025 | $48.0M | $8.5M | $296,000 | 110% | $0 |
| Q1 2025 | $42.2M | $7.8M | $0 | 98% | $0 |
| Q4 2024 | $28.2M | $7.3M | $0 | 73% | $0 |
| Q3 2024 | $24.7M | $4.0M | $0 | 62% | $0 |
| Q2 2024 | $19.0M | $3.8M | $0 | 53% | $0 |
Signals
Recent news
- Victory Bank names new VP and chief lending officer, appoints board - Lubbock Avalanche-Journal — Coverage of Victory Bank related to personnel moves and lending reported by lubbockonline.com.Jul 23, 2026
- Victory Bank acquires stake in Lubbock investment firm - Lubbock Avalanche-Journal — Coverage of Victory Bank related to M&A activity reported by lubbockonline.com.May 14, 2026
Victory Bank: frequently asked questions
- How large is Victory Bank's commercial real estate loan book?
- As of Q1 2026, Victory Bank reported $69.0M in commercial real estate loans out of $260.0M in total assets, per its FFIEC Call Report.
- Is Victory Bank above the 300% CRE concentration guideline?
- Victory Bank's CRE loans stood at 160% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is Victory Bank growing or shrinking its CRE lending?
- Victory Bank's CRE loan book grew 9.9% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Victory Bank in recorded CRE lending?
- 4 commercial deeds of trust naming Victory Bank as lender have been recorded recently in harris County, verified from county records; the most recent was recorded Jul 2, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- Citizens Community BankCommunity Bank · Hahira · $69.0M CRE book
- Exchange Bank & TrustCommunity Bank · Atchison · $69.3M CRE book
- Teutopolis State BankCommunity Bank · Teutopolis · $68.3M CRE book
- Hendricks County Bank and Trust CompanyCommunity Bank · Brownsburg · $68.1M CRE book
- The Citizens Bank CompanyCommunity Bank · Beverly · $68.1M CRE book
Markets where Victory Bank lends
Victory Bank has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Houston
Houston (Harris County)
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.