TX lenders / Community Bank
TXN Bank
Community Bank · Hondo, TX · Txn Bancshares Inc
- Total assets
- $660.2M
- CRE loan book
- $152.0M
- QoQ CRE growth
- -1.6%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.84% as of Q1 2026 — TX bank median 6.76% (0.09pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.84% | 6.98% |
| Q4 2025 | 6.93% | 7.08% |
| Q3 2025 | 6.87% | 7.08% |
| Q2 2025 | 6.98% | 7.14% |
| Q1 2025 | 6.72% | 6.95% |
| Q4 2024 | 6.81% | 7.06% |
| Q3 2024 | 6.82% | 7.10% |
| Q2 2024 | 6.53% | 6.83% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $152.0M | $32.4M | $8.2M | 179% | $2.7M |
| Q4 2025 | $154.5M | $33.3M | $9.0M | 180% | $2.7M |
| Q3 2025 | $159.5M | $35.7M | $8.8M | 189% | $2.6M |
| Q2 2025 | $144.4M | $31.1M | $9.2M | 167% | $1.2M |
| Q1 2025 | $134.8M | $34.3M | $8.0M | 150% | $421,000 |
| Q4 2024 | $133.9M | $33.9M | $8.0M | 149% | $421,000 |
| Q3 2024 | $131.8M | $31.5M | $8.1M | 147% | $0 |
| Q2 2024 | $124.2M | $44.7M | $8.1M | 136% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Central Savings BankCommunity Bank · Sault Sainte Marie · $151.8M CRE book
- Chelsea State BankCommunity Bank · Chelsea · $152.9M CRE book
- Community First BankCommunity Bank · Boscobel · $150.9M CRE book
- Oostburg State BankCommunity Bank · Oostburg · $150.8M CRE book
- University BankCommunity Bank · Ann Arbor · $153.5M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.