RefiLoop Lender Data

MI lenders / Community Bank

Chelsea State Bank

Community Bank · Chelsea, MI · Csb Bcorp Inc

Total assets
$422.3M
CRE loan book
$152.9M
CRE concentration
114%
below the 300% supervisory guideline
QoQ CRE growth
2.5%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$152.9M$7.8M$7.9M114%$3.1M
Q4 2025$149.3M$9.3M$8.0M116%$3.1M
Q3 2025$150.0M$9.4M$8.0M118%$84,000
Q2 2025$150.3M$10.9M$8.1M126%$96,000
Q1 2025$151.9M$14.8M$10.3M140%$108,000
Q4 2024$151.7M$13.4M$10.4M141%$119,000
Q3 2024$148.8M$10.8M$10.4M138%$132,000
Q2 2024$149.8M$13.3M$10.5M139%$144,000

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.