RefiLoop Lender Data

MI lenders / Community Bank

Central Savings Bank

Community Bank · Sault Sainte Marie, MI · Central Bank Corp

Total assets
$488.2M
CRE loan book
$151.8M
CRE concentration
147%
below the 300% supervisory guideline
QoQ CRE growth
3.5%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$151.8M$33.0M$173,000147%$0
Q4 2025$146.6M$30.1M$176,000145%$0
Q3 2025$132.6M$25.2M$179,000133%$99,000
Q2 2025$124.4M$20.0M$181,000125%$99,000
Q1 2025$110.2M$14.8M$455,000105%$125,000
Q4 2024$104.4M$7.7M$562,00099%$198,000
Q3 2024$100.7M$7.4M$275,00094%$359,000
Q2 2024$90.6M$6.9M$575,00081%$120,000

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.