TX lenders / Community Bank
TrustTexas Bank, SSB
Community Bank · Cuero, TX · Trusttexas Mutual Holding Co
- Total assets
- $382.9M
- CRE loan book
- $27.5M
- QoQ CRE growth
- 0.8%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.10% as of Q1 2026 — TX bank median 6.76% (1.65pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.10% | 5.26% |
| Q4 2025 | 5.07% | 5.24% |
| Q3 2025 | 5.13% | 5.29% |
| Q2 2025 | 5.03% | 5.18% |
| Q1 2025 | 4.99% | 5.15% |
| Q4 2024 | 4.92% | 5.04% |
| Q3 2024 | 4.91% | 5.11% |
| Q2 2024 | 4.81% | 5.01% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $27.5M | $5.0M | $456,000 | 34% | $193,000 |
| Q4 2025 | $27.3M | $4.1M | $460,000 | 30% | $193,000 |
| Q3 2025 | $26.1M | $3.2M | $465,000 | 26% | $0 |
| Q2 2025 | $26.1M | $2.8M | $470,000 | 24% | $0 |
| Q1 2025 | $26.2M | $3.1M | $475,000 | 26% | $0 |
| Q4 2024 | $27.1M | $3.4M | $479,000 | 23% | $0 |
| Q3 2024 | $26.3M | $2.9M | $484,000 | 19% | $0 |
| Q2 2024 | $27.1M | $4.1M | $489,000 | 22% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- The Seymour BankCommunity Bank · Seymour · $27.4M CRE book
- Conservation First BankCommunity Bank · Benton · $27.4M CRE book
- Farmers Trust & Savings BankCommunity Bank · Williamsburg · $27.2M CRE book
- Citizens National Bank at BrownwoodCommunity Bank · Brownwood · $27.8M CRE book
- Bank of GreeleyvilleCommunity Bank · Greeleyville · $27.1M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.